Cambridge Bancorp (Cambridge Bancorp) Cash-to-Debt : 0.07 (As of Dec. 2023)

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What is Cambridge Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Cambridge Bancorp's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.07.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Cambridge Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Cambridge Bancorp's Cash-to-Debt or its related term are showing as below:

CATC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05 Med: 0.72 Max: 28.94
Current: 0.05

During the past 13 years, Cambridge Bancorp's highest Cash to Debt Ratio was 28.94. The lowest was 0.05. And the median was 0.72.

CATC's Cash-to-Debt is ranked worse than
95.21% of 1439 companies
in the Banks industry
Industry Median: 1.25 vs CATC: 0.05

Cambridge Bancorp Cash-to-Debt Historical Data

The historical data trend for Cambridge Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Cambridge Bancorp Cash-to-Debt Chart

Cambridge Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.36

1.08

3.58

0.23

0.07

Cambridge Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial															0.27	0.08	0.10	0.07	0.05

Competitive Comparison of Cambridge Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Cambridge Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cambridge Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cambridge Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Cambridge Bancorp's Cash-to-Debt falls into.

Cambridge Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Cambridge Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	33.004	/	(0	+	477.32)
	=	0.07

Cambridge Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	33.004	/	(0	+	477.32)
	=	0.07

Cambridge Bancorp (NAS:CATC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Cambridge Bancorp Cash-to-Debt Related Terms

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Cambridge Bancorp (Cambridge Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Cambridge Bancorp (NAS:CATC) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

1336 Massachusetts Avenue, Cambridge, MA, USA, 02138

Website

https://www.cambridgetrust.com

Cambridge Bancorp is a United States-based bank holding company. Its core services include Wealth Management, Commercial Banking, Residential Lending, and Personal Banking. It provides banking services such as deposit accounts, online and mobile banking, business banking, wealth planning and other services. The company's loan portfolio comprises Residential & commercial mortgages, Home equity, Commercial & Industrial and Consumer.

Executives

Joseph P. Sapienza	officer: SVP, Interim CFO	26 MANTER MILL ROAD, LONDONDERRY NH 03053
Simon R Gerlin	director	C/O CLEAN HARBORS, INC., 42 LONGWATER DRIVE, NORWELL MA 02061-9149
Jeffrey F. Smith	officer: EVP/Head of Wealth Mgmt	83 WESTON FARM PATH, MARSHFIELD MA 02050
Stone Robert Gregg Iii	director	78 BLANCHARD ROAD, BURLINGTON MA 01803
Denis K Sheahan	director, officer: Chairman & CEO	78 BLANCHARD ROAD, BURLINGTON MA 01803
Hambleton Douglas Lord	director	78 BLANCHARD ROAD, BURLINGTON MA 01803
Michael Carotenuto	officer: Senior VP & CFO	78 BLANCHARD ROAD, BURLINGTON MA 01803
Martin B Millane	officer: Exec VP & Chief Lending Off	78 BLANCHARD ROAD, BURLINGTON MA 01803
Peter J. Halberstadt	officer: SVP, Chief Credit Officer	11 VIRGINIA ROAD, NEWTON MA 02466
Steven J. Mead	officer: SVP, Head of Commercial Serv.	64 SPRINGS ROAD, BEDFORD MA 01730
Jane C. Walsh	director	47 MYSTIC VALLEY PARKWAY, WINCHESTER MA 01890
Andargachew S Zelleke	director	C/O CAMBRIDGE BANCORP, 1336 MASSACHUSETTS AVENUE, CAMBRIDGE MA 02138
Kerri Mooney	officer: SVP Dir. of Banking Offices	78 BLANCHARD ROAD, BURLINGTON MA 01803
Danielle Remis Hackel	officer: Chief Marketing Officer	C/O CAMBRIDGE BANCORP, 78 BLANCHARD RD, BURLINGTON MA 01803
Cathleen Agnes Schmidt	director	78 BLANCHARD ROAD, BURLINGTON MA 01803