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Pacific Commerce Bancorp (Pacific Commerce Bancorp) Cash-to-Debt : 0.05 (As of Dec. 2007)


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What is Pacific Commerce Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Pacific Commerce Bancorp's cash to debt ratio for the quarter that ended in Dec. 2007 was 0.05.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Pacific Commerce Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2007.

The historical rank and industry rank for Pacific Commerce Bancorp's Cash-to-Debt or its related term are showing as below:

PCBC's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.25
* Ranked among companies with meaningful Cash-to-Debt only.

Pacific Commerce Bancorp Cash-to-Debt Historical Data

The historical data trend for Pacific Commerce Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Pacific Commerce Bancorp Cash-to-Debt Chart

Pacific Commerce Bancorp Annual Data
Trend Dec05 Dec06 Dec07
Cash-to-Debt
No Debt 0.78 0.05

Pacific Commerce Bancorp Quarterly Data
Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 No Debt 0.36 1.27 0.05

Competitive Comparison of Pacific Commerce Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Pacific Commerce Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Commerce Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Commerce Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Pacific Commerce Bancorp's Cash-to-Debt falls into.



Pacific Commerce Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Pacific Commerce Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2007 is calculated as:

Pacific Commerce Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2007 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pacific Commerce Bancorp  (OTCPK:PCBC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Pacific Commerce Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Pacific Commerce Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.


Pacific Commerce Bancorp (Pacific Commerce Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Pacific Commerce Bancorp is engaged in the commercial banking business, offering a full range of loan products for business owners and professionals.

Pacific Commerce Bancorp (Pacific Commerce Bancorp) Headlines

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