AmTrust Financial Services (AmTrust Financial Services) Claims Ratio % : 74.60% (As of Sep. 2018)

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What is AmTrust Financial Services Claims Ratio %?

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

AmTrust Financial Services's Claims Ratio % for the quarter that ended in Sep. 2018 was 74.60% , which is higher than 72.60% for the pervious quarter ended in Jun. 2018.

AmTrust Financial Services's Claims Ratio % for the annual that ended in Dec. 2017 was 80.80% , which is higher than 67.30% for the pervious year ended in Dec. 2016.

The historical rank and industry rank for AmTrust Financial Services's Claims Ratio % or its related term are showing as below:

AFSI's Claims Ratio % is not ranked ^*
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

AmTrust Financial Services Claims Ratio % Historical Data

The historical data trend for AmTrust Financial Services's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AmTrust Financial Services Claims Ratio % Chart

AmTrust Financial Services Annual Data

Trend

Dec16

Dec17

Claims Ratio %

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Expense Ratio %

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Combined Ratio %

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AmTrust Financial ServicesQuarterly Data

Trend

Jun16

Sep16

Dec16

Mar17

Jun17

Sep17

Mar18

Jun18

Sep18

Claims Ratio %

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Expense Ratio %

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Combined Ratio %

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AmTrust Financial Services (NAS:AFSI) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %

Total Claims

Total Premiums Earned

100%

AmTrust Financial Services (NAS:AFSI) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

AmTrust Financial Services Claims Ratio % Related Terms

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AmTrust Financial Services (AmTrust Financial Services) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » AmTrust Financial Services Inc (NAS:AFSI) » Definitions » Claims Ratio %

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AFSIN.PFD:USA AFSIM.PFD:USA AFSIP.PFD:USA AFSIC.PFD:USA AFSIB.PFD:USA AFSIA.PFD:USA

Address

59 Maiden Lane, 43rd Floor, New York, NY, USA, 10038

Website

https://www.amtrustfinancial.com

AmTrust Financial Services Inc is a multinational company that underwrites and provides property and casualty insurance products. The company specializes in coverage for small to mid-sized businesses, with a philosophical focus on niche diversity and low-hazard risk. AmTrust's business model strives to achieve its profit goals through geographic and product diversification. The company reports three business segments: Small Commercial Business, Specialty Risk and Extended Warranty, and Specialty Program. The vast majority of revenues is derived from its Small Commercial Business risk.

Executives

Chris C Stroup	director	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Shettle John F Jr	director	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Peter Dewey	officer: Head of International	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Christopher Foy	officer: Head of N. American Commercial	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Barry D Zyskind	director, 10 percent owner, officer: Chairman, President and CEO	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
Ariel Gorelik	officer: SVP, Chief Information Officer	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Raul Rivera	director	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Adam Karkowsky	officer: EVP, Chief Financial Officer	C/O AMTRUST FINANCIAL SERVICES INC., 59 MAIDEN LANE, 43RD FLOOR, NEW YORK NY 10038
Stephen Ungar	officer: SVP, GC and Secretary	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
Susan Fisch	director	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
David Saks	officer: EVP, Chief Legal Officer	59 MAIDEN LANE, NEW YORK NY 10038
Christopher Longo	officer: EVP, Chief Operating Officer	59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
Abraham Gulkowitz	director	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
Michael J Saxon	officer: EVP - U.S. Commercial Lines	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038
Leah Karfunkel	director, 10 percent owner	C/O AMTRUST FINANCIAL SERVICES, INC., 59 MAIDEN LANE, 6TH FLOOR, NEW YORK NY 10038