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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Cyclically Adjusted FCF per Share : $2.82 (As of Mar. 2024)


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What is Peoples Bancorp of North Carolina Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Peoples Bancorp of North Carolina's adjusted free cash flow per share for the three months ended in Mar. 2024 was $0.644. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.82 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Peoples Bancorp of North Carolina's average Cyclically Adjusted FCF Growth Rate was 6.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 2.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Peoples Bancorp of North Carolina was 153.70% per year. The lowest was -37.90% per year. And the median was 9.65% per year.

As of today (2024-05-16), Peoples Bancorp of North Carolina's current stock price is $30.675. Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $2.82. Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF of today is 10.88.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Peoples Bancorp of North Carolina was 15.84. The lowest was 5.13. And the median was 10.29.


Peoples Bancorp of North Carolina Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp of North Carolina Cyclically Adjusted FCF per Share Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 2.29 2.50 2.60 2.59

Peoples Bancorp of North Carolina Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.64 2.69 2.60 2.59 2.82

Competitive Comparison of Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF falls into.



Peoples Bancorp of North Carolina Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Peoples Bancorp of North Carolina's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.644/131.7762*131.7762
=0.644

Current CPI (Mar. 2024) = 131.7762.

Peoples Bancorp of North Carolina Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 2.210 100.560 2.896
201409 0.590 100.428 0.774
201412 -1.728 99.070 -2.298
201503 0.709 99.621 0.938
201506 0.510 100.684 0.667
201509 0.838 100.392 1.100
201512 -0.196 99.792 -0.259
201603 1.035 100.470 1.357
201606 0.347 101.688 0.450
201609 0.445 101.861 0.576
201612 -0.092 101.863 -0.119
201703 0.664 102.862 0.851
201706 0.129 103.349 0.164
201709 0.765 104.136 0.968
201712 0.594 104.011 0.753
201803 0.562 105.290 0.703
201806 0.584 106.317 0.724
201809 0.641 106.507 0.793
201812 0.781 105.998 0.971
201903 0.645 107.251 0.792
201906 -0.053 108.070 -0.065
201909 0.456 108.329 0.555
201912 0.688 108.420 0.836
202003 0.254 108.902 0.307
202006 0.587 108.767 0.711
202009 0.152 109.815 0.182
202012 0.154 109.897 0.185
202103 1.990 111.754 2.347
202106 0.781 114.631 0.898
202109 0.148 115.734 0.169
202112 1.673 117.630 1.874
202203 1.236 121.301 1.343
202206 0.136 125.017 0.143
202209 0.943 125.227 0.992
202212 0.880 125.222 0.926
202303 1.322 127.348 1.368
202306 0.789 128.729 0.808
202309 0.648 129.860 0.658
202312 0.953 129.419 0.970
202403 0.644 131.776 0.644

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Peoples Bancorp of North Carolina  (NAS:PEBK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=30.675/2.82
=10.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Peoples Bancorp of North Carolina was 15.84. The lowest was 5.13. And the median was 10.29.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Peoples Bancorp of North Carolina Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Traded in Other Exchanges
N/A
Address
518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
Executives
James S Abernethy director
Douglas S Howard director 518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr director
Benjamin I Zachary director P O BOX 467, NEWTON NC 286580467
Lance A Sellers officer: EVP and Chief Credit Officer
William D Cable officer: EVP and COO P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner officer: EVP, Chief Credit Officer PO BOX 467, NEWTON NC 28658
James Owen Perry officer: EVP Chief Retail Banking Offcr PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks director, officer: Chief Banking Support Officer PO BOX 467, NEWTON NC 28658
Christine S Abernethy 10 percent owner 518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy director, officer: Chairman P O BOX 467, NEWTON NC 286580467
A Joseph Lampron officer: EVP & CFO P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper officer: EVP/Chief Financial Officer 518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr director 2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry director 218 SOUTH MAIN STREET, NEWTON NC 28658

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