GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Consumer Portfolio Services Inc (NAS:CPSS) » Definitions » Cyclically Adjusted Price-to-FCF

Consumer Portfolio Services (Consumer Portfolio Services) Cyclically Adjusted Price-to-FCF : 0.94 (As of Apr. 27, 2024)


View and export this data going back to 1992. Start your Free Trial

What is Consumer Portfolio Services Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Consumer Portfolio Services's current share price is $8.59. Consumer Portfolio Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $9.11. Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF for today is 0.94.

The historical rank and industry rank for Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

CPSS' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 0.21   Med: 0.98   Max: 2.74
Current: 0.94

During the past years, Consumer Portfolio Services's highest Cyclically Adjusted Price-to-FCF was 2.74. The lowest was 0.21. And the median was 0.98.

CPSS's Cyclically Adjusted Price-to-FCF is ranked better than
92.16% of 102 companies
in the Credit Services industry
Industry Median: 10.035 vs CPSS: 0.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Consumer Portfolio Services's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $2.242. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $9.11 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Chart

Consumer Portfolio Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.70 1.65 1.07 1.03

Consumer Portfolio Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.24 1.32 1.00 1.03

Competitive Comparison of Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF falls into.



Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=8.59/9.11
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Consumer Portfolio Services's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.242/129.4194*129.4194
=2.242

Current CPI (Dec. 2023) = 129.4194.

Consumer Portfolio Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 1.124 99.695 1.459
201406 0.963 100.560 1.239
201409 1.046 100.428 1.348
201412 1.081 99.070 1.412
201503 1.545 99.621 2.007
201506 1.211 100.684 1.557
201509 1.555 100.392 2.005
201512 1.595 99.792 2.069
201603 2.003 100.470 2.580
201606 1.803 101.688 2.295
201609 1.595 101.861 2.027
201612 1.300 101.863 1.652
201703 2.199 102.862 2.767
201706 1.888 103.349 2.364
201709 1.998 104.136 2.483
201712 1.817 104.011 2.261
201803 2.457 105.290 3.020
201806 1.497 106.317 1.822
201809 2.311 106.507 2.808
201812 2.347 105.998 2.866
201903 2.404 107.251 2.901
201906 2.239 108.070 2.681
201909 2.382 108.329 2.846
201912 1.950 108.420 2.328
202003 2.670 108.902 3.173
202006 2.741 108.767 3.261
202009 2.554 109.815 3.010
202012 1.997 109.897 2.352
202103 2.600 111.754 3.011
202106 1.849 114.631 2.088
202109 1.913 115.734 2.139
202112 1.294 117.630 1.424
202203 2.412 121.301 2.573
202206 1.828 125.017 1.892
202209 1.663 125.227 1.719
202212 2.133 125.222 2.205
202303 2.564 127.348 2.606
202306 2.187 128.729 2.199
202309 2.421 129.860 2.413
202312 2.242 129.419 2.242

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Consumer Portfolio Services  (NAS:CPSS) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Consumer Portfolio Services Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services (Consumer Portfolio Services) Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the U.S. in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
Daniel S Wood director
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618
James E Walker director 1601 WASHINGTON AVENUE, SUITE 800, MIAMI BEACH FL 33139
Chris Terry officer: Sr. Vice President
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Black Diamond Capital Management, L.l.c. 10 percent owner 2187 ATLANTIC STREET, 9TH FLOOR, STAMFORD CT 06902
Teri Clements officer: Sr. Vice President 19500 JAMBOREE RD, IRVINE CA 92612

Consumer Portfolio Services (Consumer Portfolio Services) Headlines

From GuruFocus

CPS Announces Renewal and Doubling of Credit Facility

By GlobeNewswire GlobeNewswire 07-16-2022

CPS Announces Renewal of $100 Million Credit Facility

By GuruFocusNews GuruFocusNews 02-03-2022

CPS Announces $324.8 Million Senior Subordinate Asset-Backed Securitization

By Stock market mentor Stock market mentor 01-25-2023

CPS Announces Renewal and Doubling of Credit Facility

By PurpleRose PurpleRose 07-16-2022