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Codorus Valley Bancorp (Codorus Valley Bancorp) Cyclically Adjusted Price-to-FCF : 10.70 (As of Apr. 28, 2024)


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What is Codorus Valley Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-04-28), Codorus Valley Bancorp's current share price is $22.47. Codorus Valley Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.10. Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF for today is 10.70.

The historical rank and industry rank for Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

CVLY' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.04   Med: 11.12   Max: 18.79
Current: 10.71

During the past years, Codorus Valley Bancorp's highest Cyclically Adjusted Price-to-FCF was 18.79. The lowest was 6.04. And the median was 11.12.

CVLY's Cyclically Adjusted Price-to-FCF is ranked worse than
71.75% of 832 companies
in the Banks industry
Industry Median: 7.405 vs CVLY: 10.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Codorus Valley Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.389. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.10 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Codorus Valley Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Codorus Valley Bancorp Cyclically Adjusted Price-to-FCF Chart

Codorus Valley Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.24 9.21 11.07 11.35 12.25

Codorus Valley Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.35 9.78 9.33 8.62 12.25

Competitive Comparison of Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Codorus Valley Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=22.47/2.1
=10.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Codorus Valley Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Codorus Valley Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.389/129.4194*129.4194
=0.389

Current CPI (Dec. 2023) = 129.4194.

Codorus Valley Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.762 99.695 0.989
201406 0.006 100.560 0.008
201409 0.434 100.428 0.559
201412 0.176 99.070 0.230
201503 0.269 99.621 0.349
201506 0.492 100.684 0.632
201509 0.172 100.392 0.222
201512 0.135 99.792 0.175
201603 0.371 100.470 0.478
201606 0.547 101.688 0.696
201609 0.140 101.861 0.178
201612 0.690 101.863 0.877
201703 0.576 102.862 0.725
201706 0.149 103.349 0.187
201709 0.226 104.136 0.281
201712 0.594 104.011 0.739
201803 0.636 105.290 0.782
201806 0.683 106.317 0.831
201809 0.241 106.507 0.293
201812 0.300 105.998 0.366
201903 0.350 107.251 0.422
201906 0.255 108.070 0.305
201909 0.418 108.329 0.499
201912 0.341 108.420 0.407
202003 0.530 108.902 0.630
202006 -0.266 108.767 -0.317
202009 0.346 109.815 0.408
202012 0.373 109.897 0.439
202103 1.469 111.754 1.701
202106 0.764 114.631 0.863
202109 0.157 115.734 0.176
202112 0.236 117.630 0.260
202203 0.894 121.301 0.954
202206 0.624 125.017 0.646
202209 1.276 125.227 1.319
202212 0.566 125.222 0.585
202303 0.410 127.348 0.417
202306 0.680 128.729 0.684
202309 0.596 129.860 0.594
202312 0.389 129.419 0.389

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Codorus Valley Bancorp  (NAS:CVLY) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Codorus Valley Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Codorus Valley Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Codorus Valley Bancorp (Codorus Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
105 Leader Heights Road, P.O. Box 2887, Codorus Valley Corporate Center, York, PA, USA, 17403
Codorus Valley Bancorp Inc is a United States-based bank holding company. Through its subsidiary, it offers a full range of consumer, business, wealth management, and mortgage services at financial centers located in communities throughout South Central Pennsylvania and Central Maryland. It operates in a single segment, which is community banking. The loan portfolio is segmented is two classes: commercial, which includes builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing, and all others; and consumer, which consists of residential mortgage, home equity and all other. Substantially, all the revenue for the group is derived in the form of an interest income.
Executives
Stephen M Altland officer: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Scott V Fainor director 105 LEADER HEIGHTS RD, YORK PA 17403
John W Giambalvo other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John E Kiernan director 110 CROTON AVENUE, MOUNT KISCO NY 10549
Craig L Kauffman officer: EVP & COO 105 LEADER HEIGHTS ROAD, YORK PA 17403
Keith Michael Cenekofsky director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Brian D Brunner other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Sarah M Brown director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kent K. Matsumoto director 105 LEADER HEIGHTS RD, YORK PA 17403
Diane E Hill officer: Vice President 105 LEADER HEIGHTS ROAD, YORK PA 17403
Matthew A Clemens officer: SVP of subsidiary, PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John Rodney Messick director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Larry D Pickett officer: Treasurer 105 LEADER HEIGHTS ROAD, YORK PA 17403
Daniel R Stolzer officer: General Counsel C/O CODORUS VALLEY BANCORP INC, 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kristen Marie Heisey other: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403