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Green Dot (Green Dot) Cyclically Adjusted Price-to-FCF : 3.46 (As of Apr. 27, 2024)


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What is Green Dot Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Green Dot's current share price is $9.04. Green Dot's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.61. Green Dot's Cyclically Adjusted Price-to-FCF for today is 3.46.

The historical rank and industry rank for Green Dot's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

GDOT' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.76   Med: 11.97   Max: 36.63
Current: 3.45

During the past years, Green Dot's highest Cyclically Adjusted Price-to-FCF was 36.63. The lowest was 2.76. And the median was 11.97.

GDOT's Cyclically Adjusted Price-to-FCF is ranked better than
72.55% of 102 companies
in the Credit Services industry
Industry Median: 10.075 vs GDOT: 3.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Green Dot's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $-1.050. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.61 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Green Dot Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Green Dot's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Green Dot Cyclically Adjusted Price-to-FCF Chart

Green Dot Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.01 24.13 14.58 5.68 3.79

Green Dot Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.68 5.86 6.73 4.97 3.79

Competitive Comparison of Green Dot's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Green Dot's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Green Dot's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Green Dot's Cyclically Adjusted Price-to-FCF falls into.



Green Dot Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Green Dot's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=9.04/2.61
=3.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Green Dot's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Green Dot's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=-1.05/129.4194*129.4194
=-1.050

Current CPI (Dec. 2023) = 129.4194.

Green Dot Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 -0.276 99.695 -0.358
201406 0.527 100.560 0.678
201409 0.312 100.428 0.402
201412 0.143 99.070 0.187
201503 1.355 99.621 1.760
201506 0.436 100.684 0.560
201509 -0.320 100.392 -0.413
201512 0.642 99.792 0.833
201603 1.162 100.470 1.497
201606 0.172 101.688 0.219
201609 0.021 101.861 0.027
201612 0.048 101.863 0.061
201703 1.581 102.862 1.989
201706 0.758 103.349 0.949
201709 0.155 104.136 0.193
201712 0.794 104.011 0.988
201803 1.392 105.290 1.711
201806 1.192 106.317 1.451
201809 0.561 106.507 0.682
201812 0.349 105.998 0.426
201903 1.761 107.251 2.125
201906 0.618 108.070 0.740
201909 0.328 108.329 0.392
201912 -0.667 108.420 -0.796
202003 1.678 108.902 1.994
202006 0.785 108.767 0.934
202009 0.472 109.815 0.556
202012 -0.088 109.897 -0.104
202103 1.275 111.754 1.477
202106 0.462 114.631 0.522
202109 0.216 115.734 0.242
202112 0.036 117.630 0.040
202203 1.750 121.301 1.867
202206 0.998 125.017 1.033
202209 0.760 125.227 0.785
202212 0.036 125.222 0.037
202303 1.557 127.348 1.582
202306 0.165 128.729 0.166
202309 -0.243 129.860 -0.242
202312 -1.050 129.419 -1.050

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Green Dot  (NYSE:GDOT) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Green Dot Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Green Dot's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Green Dot (Green Dot) Business Description

Traded in Other Exchanges
N/A
Address
114 West 7th Street, Suite 240, Austin, TX, USA, 78701
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. Through its Account Services segment, the company offers GoBank mobile checking and Visa- or Mastercard-branded prepaid debit cards, both reloadable and non-reloadable. Green Dot also supplies private-label reloadable cards for Wal-Mart. Account services revenue is generated through monthly maintenance fees, ATM fees, new card fees, and interchange fees. The company's Processing and Settlement Services segment generates revenue through service fees on debit card reloads and tax refund processing. The tax refund processing business earns fees when customers of third-party tax preparers choose to pay the preparer's fee through Green Dot's service.
Executives
Michelleta Razon director 114 WEST 7TH STREET, SUITE 240, AUSTIN TX 78701
Starboard Value Gp Llc 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value Lp 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Principal Co Lp 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Principal Co Gp Llc 10 percent owner, other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity S Llc other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity Master Fund Ltd other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity C Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Jeffrey C Smith 10 percent owner, other: See Footnote 2 201 E LAS OLAS BOULEVARD, SUITE 1000, FORT LAUDERDALE FL 33301
Starboard Value R Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard X Master Fund Ltd other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value L Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value R Gp Llc other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Starboard Value & Opportunity Master Fund L Lp other: See Footnote 2 777 THIRD AVENUE, 18TH FLOOR, NEW YORK NY 10017
Christian Devin Ruppel officer: Chief Revenue Officer 114 W 7TH STREET,, SUITE 240, AUSTIN TX 78701