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Intact Financial (Intact Financial) Cyclically Adjusted Price-to-FCF : 19.37 (As of May. 14, 2024)


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What is Intact Financial Cyclically Adjusted Price-to-FCF?

As of today (2024-05-14), Intact Financial's current share price is $164.48. Intact Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $8.49. Intact Financial's Cyclically Adjusted Price-to-FCF for today is 19.37.

The historical rank and industry rank for Intact Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

IFCZF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 16.04   Med: 19.42   Max: 26.81
Current: 19.75

During the past years, Intact Financial's highest Cyclically Adjusted Price-to-FCF was 26.81. The lowest was 16.04. And the median was 19.42.

IFCZF's Cyclically Adjusted Price-to-FCF is ranked worse than
74.85% of 326 companies
in the Insurance industry
Industry Median: 11.16 vs IFCZF: 19.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Intact Financial's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.709. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $8.49 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intact Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Intact Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intact Financial Cyclically Adjusted Price-to-FCF Chart

Intact Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.50 21.60 19.30 18.92 17.92

Intact Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.31 19.05 17.76 17.92 19.10

Competitive Comparison of Intact Financial's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, Intact Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Intact Financial's Cyclically Adjusted Price-to-FCF falls into.



Intact Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Intact Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=164.48/8.49
=19.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Intact Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.709/125.4675*125.4675
=0.709

Current CPI (Mar. 2024) = 125.4675.

Intact Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 3.223 99.473 4.065
201409 4.330 99.394 5.466
201412 1.807 98.367 2.305
201503 -0.440 99.789 -0.553
201506 1.617 100.500 2.019
201509 2.304 100.421 2.879
201512 1.153 99.947 1.447
201603 -0.356 101.054 -0.442
201606 1.542 102.002 1.897
201609 2.811 101.765 3.466
201612 0.704 101.449 0.871
201703 -0.239 102.634 -0.292
201706 1.883 103.029 2.293
201709 2.471 103.345 3.000
201712 -0.006 103.345 -0.007
201803 -1.494 105.004 -1.785
201806 1.576 105.557 1.873
201809 2.877 105.636 3.417
201812 0.936 105.399 1.114
201903 0.064 106.979 0.075
201906 1.865 107.690 2.173
201909 3.559 107.611 4.150
201912 0.865 107.769 1.007
202003 0.356 107.927 0.414
202006 3.901 108.401 4.515
202009 3.896 108.164 4.519
202012 3.412 108.559 3.943
202103 1.975 110.298 2.247
202106 2.722 111.720 3.057
202109 5.217 112.905 5.797
202112 3.494 113.774 3.853
202203 2.283 117.646 2.435
202206 2.581 120.806 2.681
202209 5.791 120.648 6.022
202212 3.397 120.964 3.523
202303 -2.568 122.702 -2.626
202306 2.173 124.203 2.195
202309 5.172 125.230 5.182
202312 1.116 125.468 1.116
202403 0.709 125.468 0.709

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intact Financial  (OTCPK:IFCZF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Intact Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Intact Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Intact Financial (Intact Financial) Business Description

Address
700 University Avenue, Suite 1500, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. Most of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income.