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IF Bancorp (IF Bancorp) Cyclically Adjusted Price-to-FCF : 10.62 (As of May. 15, 2024)


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What is IF Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-05-15), IF Bancorp's current share price is $16.6779. IF Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $1.57. IF Bancorp's Cyclically Adjusted Price-to-FCF for today is 10.62.

The historical rank and industry rank for IF Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

IROQ' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 8.61   Med: 13.1   Max: 19.67
Current: 10.55

During the past years, IF Bancorp's highest Cyclically Adjusted Price-to-FCF was 19.67. The lowest was 8.61. And the median was 13.10.

IROQ's Cyclically Adjusted Price-to-FCF is ranked worse than
69.75% of 833 companies
in the Banks industry
Industry Median: 7.55 vs IROQ: 10.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

IF Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.032. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.57 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


IF Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for IF Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

IF Bancorp Cyclically Adjusted Price-to-FCF Chart

IF Bancorp Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.62 13.38 15.78 11.18 9.02

IF Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.62 9.02 9.28 10.20 -

Competitive Comparison of IF Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, IF Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IF Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, IF Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where IF Bancorp's Cyclically Adjusted Price-to-FCF falls into.



IF Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

IF Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=16.6779/1.57
=10.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IF Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, IF Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.032/129.4194*129.4194
=0.032

Current CPI (Dec. 2023) = 129.4194.

IF Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.264 99.695 0.343
201406 0.378 100.560 0.486
201409 0.266 100.428 0.343
201412 0.261 99.070 0.341
201503 0.392 99.621 0.509
201506 0.490 100.684 0.630
201509 0.418 100.392 0.539
201512 0.149 99.792 0.193
201603 0.474 100.470 0.611
201606 0.226 101.688 0.288
201609 0.385 101.861 0.489
201612 0.211 101.863 0.268
201703 0.498 102.862 0.627
201706 0.042 103.349 0.053
201709 -0.805 104.136 -1.000
201712 0.172 104.011 0.214
201803 0.054 105.290 0.066
201806 0.631 106.317 0.768
201809 -0.120 106.507 -0.146
201812 0.625 105.998 0.763
201903 0.309 107.251 0.373
201906 0.543 108.070 0.650
201909 0.531 108.329 0.634
201912 0.547 108.420 0.653
202003 0.382 108.902 0.454
202006 0.684 108.767 0.814
202009 0.352 109.815 0.415
202012 0.384 109.897 0.452
202103 0.688 111.754 0.797
202106 0.689 114.631 0.778
202109 0.010 115.734 0.011
202112 1.103 117.630 1.214
202203 0.612 121.301 0.653
202206 0.911 125.017 0.943
202209 -0.098 125.227 -0.101
202212 0.231 125.222 0.239
202303 -0.285 127.348 -0.290
202306 0.329 128.729 0.331
202309 0.278 129.860 0.277
202312 0.032 129.419 0.032

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


IF Bancorp  (NAS:IROQ) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


IF Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of IF Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


IF Bancorp (IF Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
201 East Cherry Street, Watseka, IL, USA, 60970
IF Bancorp Inc is a holding company. It is mainly engaged in the business of directing, planning, and coordinating the business activities of Iroquois Federal. The company with the association take deposits from the general public and invest those deposits together with funds generated from operations and borrowings in various loans such as multi-family residential and mortgage loans, commercial real estate loans, home equity lines of credit, consumer loans, others, and also a variety of deposit accounts and alternative delivery channels.
Executives
Thomas J Chamberlain officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Richard Stenzinger director 201 E CHERRY STREET, WATSEKA IL 60970
Dennis C Wittenborn director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Linda L. Hamilton officer: EVP and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Terry W Acree officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Rodney E Yergler director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Frank J Simutis director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Wayne A Lehmann director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Joseph A Cowan director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Hasselbring Walter H Iii officer: Vice President and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Alan D Martin director, officer: President and CEO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Gary Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Pamela J Verkler officer: VP, CFO and Treasurer C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Ardith Heuton director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
John D Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970

IF Bancorp (IF Bancorp) Headlines