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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Cyclically Adjusted Price-to-FCF : 11.19 (As of Apr. 27, 2024)


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What is Peoples Bancorp of North Carolina Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Peoples Bancorp of North Carolina's current share price is $28.99. Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.59. Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF for today is 11.19.

The historical rank and industry rank for Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

PEBK' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 4.95   Med: 10.3   Max: 15.84
Current: 10.98

During the past years, Peoples Bancorp of North Carolina's highest Cyclically Adjusted Price-to-FCF was 15.84. The lowest was 4.95. And the median was 10.30.

PEBK's Cyclically Adjusted Price-to-FCF is ranked worse than
73.68% of 832 companies
in the Banks industry
Industry Median: 7.405 vs PEBK: 10.98

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Peoples Bancorp of North Carolina's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.953. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.59 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Bancorp of North Carolina Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp of North Carolina Cyclically Adjusted Price-to-FCF Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.34 10.05 11.02 12.51 11.96

Peoples Bancorp of North Carolina Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.05 6.74 8.48 11.96 -

Competitive Comparison of Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF falls into.



Peoples Bancorp of North Carolina Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=28.99/2.59
=11.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Peoples Bancorp of North Carolina's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.953/129.4194*129.4194
=0.953

Current CPI (Dec. 2023) = 129.4194.

Peoples Bancorp of North Carolina Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 -1.266 99.695 -1.643
201406 2.210 100.560 2.844
201409 0.590 100.428 0.760
201412 -1.728 99.070 -2.257
201503 0.709 99.621 0.921
201506 0.510 100.684 0.656
201509 0.838 100.392 1.080
201512 -0.196 99.792 -0.254
201603 1.035 100.470 1.333
201606 0.347 101.688 0.442
201609 0.445 101.861 0.565
201612 -0.092 101.863 -0.117
201703 0.664 102.862 0.835
201706 0.129 103.349 0.162
201709 0.765 104.136 0.951
201712 0.594 104.011 0.739
201803 0.562 105.290 0.691
201806 0.584 106.317 0.711
201809 0.641 106.507 0.779
201812 0.781 105.998 0.954
201903 0.645 107.251 0.778
201906 -0.053 108.070 -0.063
201909 0.456 108.329 0.545
201912 0.688 108.420 0.821
202003 0.254 108.902 0.302
202006 0.587 108.767 0.698
202009 0.152 109.815 0.179
202012 0.154 109.897 0.181
202103 1.990 111.754 2.305
202106 0.781 114.631 0.882
202109 0.148 115.734 0.166
202112 1.673 117.630 1.841
202203 1.236 121.301 1.319
202206 0.136 125.017 0.141
202209 0.943 125.227 0.975
202212 0.880 125.222 0.909
202303 1.322 127.348 1.344
202306 0.789 128.729 0.793
202309 0.648 129.860 0.646
202312 0.953 129.419 0.953

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Peoples Bancorp of North Carolina  (NAS:PEBK) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Peoples Bancorp of North Carolina Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Peoples Bancorp of North Carolina's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Traded in Other Exchanges
N/A
Address
518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
Executives
James S Abernethy director
Douglas S Howard director 518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr director
Benjamin I Zachary director P O BOX 467, NEWTON NC 286580467
Lance A Sellers officer: EVP and Chief Credit Officer
William D Cable officer: EVP and COO P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner officer: EVP, Chief Credit Officer PO BOX 467, NEWTON NC 28658
James Owen Perry officer: EVP Chief Retail Banking Offcr PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks director, officer: Chief Banking Support Officer PO BOX 467, NEWTON NC 28658
Christine S Abernethy 10 percent owner 518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy director, officer: Chairman P O BOX 467, NEWTON NC 286580467
A Joseph Lampron officer: EVP & CFO P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper officer: EVP/Chief Financial Officer 518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr director 2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry director 218 SOUTH MAIN STREET, NEWTON NC 28658

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