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Peoples Financial Services (Peoples Financial Services) Cyclically Adjusted Price-to-FCF : 8.41 (As of Apr. 28, 2024)


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What is Peoples Financial Services Cyclically Adjusted Price-to-FCF?

As of today (2024-04-28), Peoples Financial Services's current share price is $38.28. Peoples Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $4.55. Peoples Financial Services's Cyclically Adjusted Price-to-FCF for today is 8.41.

The historical rank and industry rank for Peoples Financial Services's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

PFIS' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 8.22   Med: 13.45   Max: 20.15
Current: 8.41

During the past years, Peoples Financial Services's highest Cyclically Adjusted Price-to-FCF was 20.15. The lowest was 8.22. And the median was 13.45.

PFIS's Cyclically Adjusted Price-to-FCF is ranked worse than
57.57% of 832 companies
in the Banks industry
Industry Median: 7.405 vs PFIS: 8.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Peoples Financial Services's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $1.226. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $4.55 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Financial Services Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Peoples Financial Services's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Financial Services Cyclically Adjusted Price-to-FCF Chart

Peoples Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.06 9.83 13.21 11.78 10.70

Peoples Financial Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.78 9.96 9.80 8.98 10.70

Competitive Comparison of Peoples Financial Services's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Peoples Financial Services's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial Services's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial Services's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Peoples Financial Services's Cyclically Adjusted Price-to-FCF falls into.



Peoples Financial Services Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Peoples Financial Services's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=38.28/4.55
=8.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial Services's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Peoples Financial Services's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.226/129.4194*129.4194
=1.226

Current CPI (Dec. 2023) = 129.4194.

Peoples Financial Services Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.925 99.695 1.201
201406 0.304 100.560 0.391
201409 0.594 100.428 0.765
201412 1.237 99.070 1.616
201503 0.830 99.621 1.078
201506 0.159 100.684 0.204
201509 1.143 100.392 1.473
201512 1.167 99.792 1.513
201603 0.674 100.470 0.868
201606 0.715 101.688 0.910
201609 0.580 101.861 0.737
201612 0.910 101.863 1.156
201703 0.727 102.862 0.915
201706 0.358 103.349 0.448
201709 1.241 104.136 1.542
201712 0.695 104.011 0.865
201803 1.270 105.290 1.561
201806 0.620 106.317 0.755
201809 1.136 106.507 1.380
201812 0.832 105.998 1.016
201903 0.908 107.251 1.096
201906 0.920 108.070 1.102
201909 1.273 108.329 1.521
201912 1.145 108.420 1.367
202003 1.394 108.902 1.657
202006 1.100 108.767 1.309
202009 -2.248 109.815 -2.649
202012 4.532 109.897 5.337
202103 1.536 111.754 1.779
202106 0.145 114.631 0.164
202109 1.354 115.734 1.514
202112 1.926 117.630 2.119
202203 1.088 121.301 1.161
202206 1.110 125.017 1.149
202209 1.245 125.227 1.287
202212 1.345 125.222 1.390
202303 0.284 127.348 0.289
202306 1.538 128.729 1.546
202309 0.776 129.860 0.773
202312 1.226 129.419 1.226

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Peoples Financial Services  (NAS:PFIS) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Peoples Financial Services Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Peoples Financial Services's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Financial Services (Peoples Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
150 North Washington Avenue, Scranton, PA, USA, 18503
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
Executives
Elisa Z Ramirez director 1225 17TH STREET, SUITE 2600, DENVER CO 80202
Wright Joseph T Jr director P.O. BOX A, HALLSTEAD PA 18822
Aubrey William E Ii director PO BOX 158, LAPLUME PA 18440
Locken Richard S Jr director 50 MAIN STREET, HALLSTEAD PA 18822
Ronald G Kukuchka director PO BOX A, HALLSTEAD PA 18822
Jeffrey A Drobins officer: EVP, Chief Lending Officer C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Thomas P Tulaney officer: Chief Lending Officer 102 E. DRINKER STREET, DUNMORE PA 18512
Sandra Bodnyk director NATIONAL PENN BANCSHARES, INC, 645 HAMILTON STREET, ALLENTOWN PA 18101
Susan L Hubble officer: EVP, Chief Information Officer C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Debra E Dissinger officer: Executive Vice President C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Joseph Ferretti officer: Vice President C/O PEOPLES FINANCIAL SERVICES CORP, 50 MAIN STREET, HALLSTEAD PA 18822
Anderson John R Iii officer: SVP,Int Prin Accting Officer 150 N WASHINGTON AVE, PENN SECURITY BANK & TRUST CO, SCRANTON PA 18503
Stover George H Jr director 50 MAIN STREET, HALLSTEAD PA 18822
Craig W Best director, officer: President & CEO C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Cesare Joseph G Md director 120 OLD ORCHARD RD, CLARKS GREEN PA 18411