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Penns Woods Bancorp (Penns Woods Bancorp) Cyclically Adjusted Price-to-FCF : 6.69 (As of Apr. 27, 2024)


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What is Penns Woods Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2024-04-27), Penns Woods Bancorp's current share price is $17.515. Penns Woods Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $2.62. Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF for today is 6.69.

The historical rank and industry rank for Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

PWOD' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.72   Med: 14.45   Max: 20.98
Current: 6.72

During the past years, Penns Woods Bancorp's highest Cyclically Adjusted Price-to-FCF was 20.98. The lowest was 6.72. And the median was 14.45.

PWOD's Cyclically Adjusted Price-to-FCF is ranked better than
56.85% of 832 companies
in the Banks industry
Industry Median: 7.405 vs PWOD: 6.72

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Penns Woods Bancorp's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $0.581. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.62 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Penns Woods Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Penns Woods Bancorp Cyclically Adjusted Price-to-FCF Chart

Penns Woods Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.54 11.52 10.18 10.53 8.59

Penns Woods Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.53 8.73 9.23 8.02 8.59

Competitive Comparison of Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Penns Woods Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=17.515/2.62
=6.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Penns Woods Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Penns Woods Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.581/129.4194*129.4194
=0.581

Current CPI (Dec. 2023) = 129.4194.

Penns Woods Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.154 99.695 0.200
201406 0.622 100.560 0.801
201409 0.697 100.428 0.898
201412 0.735 99.070 0.960
201503 0.222 99.621 0.288
201506 0.478 100.684 0.614
201509 0.671 100.392 0.865
201512 0.510 99.792 0.661
201603 0.283 100.470 0.365
201606 0.313 101.688 0.398
201609 0.786 101.861 0.999
201612 0.315 101.863 0.400
201703 0.557 102.862 0.701
201706 -0.221 103.349 -0.277
201709 0.297 104.136 0.369
201712 1.165 104.011 1.450
201803 0.469 105.290 0.576
201806 0.452 106.317 0.550
201809 0.314 106.507 0.382
201812 0.933 105.998 1.139
201903 0.807 107.251 0.974
201906 0.195 108.070 0.234
201909 0.983 108.329 1.174
201912 -0.358 108.420 -0.427
202003 0.994 108.902 1.181
202006 0.375 108.767 0.446
202009 0.336 109.815 0.396
202012 1.030 109.897 1.213
202103 1.303 111.754 1.509
202106 -0.392 114.631 -0.443
202109 0.711 115.734 0.795
202112 0.755 117.630 0.831
202203 0.989 121.301 1.055
202206 0.456 125.017 0.472
202209 1.156 125.227 1.195
202212 0.729 125.222 0.753
202303 1.480 127.348 1.504
202306 0.541 128.729 0.544
202309 -0.120 129.860 -0.120
202312 0.581 129.419 0.581

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Penns Woods Bancorp  (NAS:PWOD) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Penns Woods Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Penns Woods Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Penns Woods Bancorp (Penns Woods Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
300 Market Street, P.O. Box 967, Williamsport, PA, USA, 17703-0967
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Executives
Charles E. Kranich director 1025 GREENBRIAR DRIVE, STATE COLLEGE PA 16801-6936
William Edwards director 885 SHADE HOLLOW ROAD, MILL HALL PA 17751
Cameron Kephart director 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Daniel K. Brewer director 23 LONG VIEW DRIVE, BLOOMSBURG PA 17815
Richard A Grafmyre director, officer: President and CEO 115 SKYWARD DRIVE, DANVILLE PA 17821
Brian L Knepp officer: VP of Finance/Asst. Secretary ONE STRAWBERRY LANE, MIDDLEBURG PA 17842
Jack W. Jones officer: CBO 300 MARKET STREET, P. O. BOX 967, WILLIAMSPORT PA 17703
Robert Neher officer: President Luzerne Bank 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Furey James M Ii director 299 LEHMAN DRIVE, COGAN STATION PA 17728
Nackley John G Sr director 559 LAKESIDE DRIVE, HARVEYS LAKE PA 18618
Joseph E Kluger director 1768 PENNS CROSSING, ALLENTOWN PA 18104
D Michael Hawbaker director 502 STONECLIFFE PLACE, PORT MATILDA PA 16870
Jill Fortinsky Schwartz director 857 NANDY DRIVE, KINGSTON PA 18704
Michelle M Karas officer: Chief Operating Officer C/O PENNS WOODS BANCORP, INC., 300 MARKET STREET, WILLIAMSPORT PA 17703
Robert Q. Miller director 534 MUNRO ROAD, MILL HALL PA 17751

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