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Navient (Navient) Cyclically Adjusted PS Ratio : 1.45 (As of Apr. 29, 2024)


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What is Navient Cyclically Adjusted PS Ratio?

As of today (2024-04-29), Navient's current share price is $15.675. Navient's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $10.79. Navient's Cyclically Adjusted PS Ratio for today is 1.45.

The historical rank and industry rank for Navient's Cyclically Adjusted PS Ratio or its related term are showing as below:

NAVI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.38   Med: 1.56   Max: 1.78
Current: 1.46

During the past years, Navient's highest Cyclically Adjusted PS Ratio was 1.78. The lowest was 1.38. And the median was 1.56.

NAVI's Cyclically Adjusted PS Ratio is ranked better than
68.21% of 368 companies
in the Credit Services industry
Industry Median: 2.875 vs NAVI: 1.46

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Navient's adjusted revenue per share data for the three months ended in Mar. 2024 was $2.518. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $10.79 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Navient Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Navient's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Cyclically Adjusted PS Ratio Chart

Navient Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.55 1.72

Navient Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 1.73 1.58 1.72 1.61

Competitive Comparison of Navient's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Navient's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Navient's Cyclically Adjusted PS Ratio falls into.



Navient Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Navient's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=15.675/10.79
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Navient's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=2.518/129.4194*129.4194
=2.518

Current CPI (Mar. 2024) = 129.4194.

Navient Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 2.179 100.560 2.804
201409 2.156 100.428 2.778
201412 1.903 99.070 2.486
201503 2.054 99.621 2.668
201506 1.938 100.684 2.491
201509 1.957 100.392 2.523
201512 2.177 99.792 2.823
201603 1.883 100.470 2.426
201606 1.683 101.688 2.142
201609 2.285 101.861 2.903
201612 2.003 101.863 2.545
201703 1.662 102.862 2.091
201706 1.800 103.349 2.254
201709 2.259 104.136 2.807
201712 2.182 104.011 2.715
201803 2.007 105.290 2.467
201806 1.639 106.317 1.995
201809 1.939 106.507 2.356
201812 1.682 105.998 2.054
201903 1.980 107.251 2.389
201906 1.979 108.070 2.370
201909 2.228 108.329 2.662
201912 2.417 108.420 2.885
202003 1.125 108.902 1.337
202006 2.221 108.767 2.643
202009 2.644 109.815 3.116
202012 2.735 109.897 3.221
202103 3.605 111.754 4.175
202106 2.898 114.631 3.272
202109 3.078 115.734 3.442
202112 3.250 117.630 3.576
202203 3.660 121.301 3.905
202206 3.095 125.017 3.204
202209 2.766 125.227 2.859
202212 2.459 125.222 2.541
202303 2.477 127.348 2.517
202306 2.456 128.729 2.469
202309 3.488 129.860 3.476
202312 1.966 129.419 1.966
202403 2.518 129.419 2.518

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Navient  (NAS:NAVI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Navient Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Navient's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (Navient) Business Description

Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.
Executives
John M Kane officer: Chief Operating Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Mark L Heleen officer: EVP & Chief Legal Officer 12061 BLUEMONT WAY, RESTON VA 20190
Stephen M Hauber officer: SVP, Chief Risk&Compliance Off 123 S JUSTISON STREET, SUITE 300, WILMINGTON DE 19801
Newbury Investors Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Edward J Bramson 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Gp, Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Stephen Welker 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Gp, Llc 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Michael A Lawson director 123 JUSTISON STREET, WILMINGTON DE 19801
Joe Fisher officer: EVP, CFO & PAO 123 JUSTISON STREET, WILMINGTON DE 19801
Anna Escobedo Cabral director 300 CONTINENTAL DRIVE, NEWARK DE 19713
John F Remondi director, officer: Chief Executive Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Ted A Morris officer: Acting Chief Financial Officer 123 S. JUSTISON STREET, WILMINGTON DE 19801