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Penns Woods Bancorp (Penns Woods Bancorp) Cyclically Adjusted PS Ratio : 1.80 (As of Apr. 27, 2024)


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What is Penns Woods Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-04-27), Penns Woods Bancorp's current share price is $17.515. Penns Woods Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $9.75. Penns Woods Bancorp's Cyclically Adjusted PS Ratio for today is 1.80.

The historical rank and industry rank for Penns Woods Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

PWOD' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.8   Med: 3.91   Max: 5.82
Current: 1.8

During the past years, Penns Woods Bancorp's highest Cyclically Adjusted PS Ratio was 5.82. The lowest was 1.80. And the median was 3.91.

PWOD's Cyclically Adjusted PS Ratio is ranked better than
67.82% of 1184 companies
in the Banks industry
Industry Median: 2.385 vs PWOD: 1.80

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Penns Woods Bancorp's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.228. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $9.75 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Penns Woods Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Penns Woods Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Penns Woods Bancorp Cyclically Adjusted PS Ratio Chart

Penns Woods Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.43 3.15 2.64 2.79 2.31

Penns Woods Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.79 2.38 2.57 2.15 2.31

Competitive Comparison of Penns Woods Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Penns Woods Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Penns Woods Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Penns Woods Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Penns Woods Bancorp's Cyclically Adjusted PS Ratio falls into.



Penns Woods Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Penns Woods Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.515/9.75
=1.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Penns Woods Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Penns Woods Bancorp's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.228/129.4194*129.4194
=2.228

Current CPI (Dec. 2023) = 129.4194.

Penns Woods Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.840 99.695 2.389
201406 1.806 100.560 2.324
201409 2.094 100.428 2.698
201412 1.894 99.070 2.474
201503 1.857 99.621 2.412
201506 1.852 100.684 2.381
201509 1.872 100.392 2.413
201512 1.836 99.792 2.381
201603 1.880 100.470 2.422
201606 1.874 101.688 2.385
201609 1.842 101.861 2.340
201612 1.922 101.863 2.442
201703 1.818 102.862 2.287
201706 1.923 103.349 2.408
201709 2.018 104.136 2.508
201712 1.999 104.011 2.487
201803 1.881 105.290 2.312
201806 1.994 106.317 2.427
201809 2.110 106.507 2.564
201812 2.150 105.998 2.625
201903 2.122 107.251 2.561
201906 2.185 108.070 2.617
201909 2.235 108.329 2.670
201912 2.073 108.420 2.475
202003 2.055 108.902 2.442
202006 2.112 108.767 2.513
202009 2.254 109.815 2.656
202012 2.134 109.897 2.513
202103 2.081 111.754 2.410
202106 2.125 114.631 2.399
202109 2.206 115.734 2.467
202112 2.280 117.630 2.509
202203 2.158 121.301 2.302
202206 2.264 125.017 2.344
202209 2.498 125.227 2.582
202212 2.499 125.222 2.583
202303 2.257 127.348 2.294
202306 2.182 128.729 2.194
202309 2.104 129.860 2.097
202312 2.228 129.419 2.228

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Penns Woods Bancorp  (NAS:PWOD) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Penns Woods Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Penns Woods Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Penns Woods Bancorp (Penns Woods Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
300 Market Street, P.O. Box 967, Williamsport, PA, USA, 17703-0967
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Executives
Charles E. Kranich director 1025 GREENBRIAR DRIVE, STATE COLLEGE PA 16801-6936
William Edwards director 885 SHADE HOLLOW ROAD, MILL HALL PA 17751
Cameron Kephart director 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Daniel K. Brewer director 23 LONG VIEW DRIVE, BLOOMSBURG PA 17815
Richard A Grafmyre director, officer: President and CEO 115 SKYWARD DRIVE, DANVILLE PA 17821
Brian L Knepp officer: VP of Finance/Asst. Secretary ONE STRAWBERRY LANE, MIDDLEBURG PA 17842
Jack W. Jones officer: CBO 300 MARKET STREET, P. O. BOX 967, WILLIAMSPORT PA 17703
Robert Neher officer: President Luzerne Bank 300 MARKET STREET, P.O. BOX 967, WILLIAMSPORT PA 17703
Furey James M Ii director 299 LEHMAN DRIVE, COGAN STATION PA 17728
Nackley John G Sr director 559 LAKESIDE DRIVE, HARVEYS LAKE PA 18618
Joseph E Kluger director 1768 PENNS CROSSING, ALLENTOWN PA 18104
D Michael Hawbaker director 502 STONECLIFFE PLACE, PORT MATILDA PA 16870
Jill Fortinsky Schwartz director 857 NANDY DRIVE, KINGSTON PA 18704
Michelle M Karas officer: Chief Operating Officer C/O PENNS WOODS BANCORP, INC., 300 MARKET STREET, WILLIAMSPORT PA 17703
Robert Q. Miller director 534 MUNRO ROAD, MILL HALL PA 17751