Madison County Financial (Madison County Financial) Debt-to-Equity : 0.71 (As of Dec. 2018)

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What is Madison County Financial Debt-to-Equity?

Madison County Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2018 was $0.00 Mil. Madison County Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2018 was $51.60 Mil. Madison County Financial's Total Stockholders Equity for the quarter that ended in Dec. 2018 was $73.09 Mil. Madison County Financial's debt to equity for the quarter that ended in Dec. 2018 was 0.71.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Madison County Financial's Debt-to-Equity or its related term are showing as below:

MCBK's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.695
* Ranked among companies with meaningful Debt-to-Equity only.

Madison County Financial Debt-to-Equity Historical Data

The historical data trend for Madison County Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Madison County Financial Debt-to-Equity Chart

Madison County Financial Annual Data

Trend

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Debt-to-Equity

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0.65

0.63

0.62

0.78

0.71

Madison County Financial Quarterly Data
	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18
Debt-to-Equity	Get a 7-Day Free Trial															0.78	-	-	-	0.71

Competitive Comparison of Madison County Financial's Debt-to-Equity

For the Banks - Regional subindustry, Madison County Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Madison County Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Madison County Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Madison County Financial's Debt-to-Equity falls into.

Madison County Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Madison County Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	51.6)	/	73.085
	=	0.71

Madison County Financial's Debt to Equity Ratio for the quarter that ended in Dec. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	51.6)	/	73.085
	=	0.71

Madison County Financial (OTCPK:MCBK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Madison County Financial Debt-to-Equity Related Terms

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Madison County Financial (Madison County Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Madison County Financial Inc (OTCPK:MCBK) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

111 West Third Street, PO Box 650, Madison, NE, USA, 68748

Website

http://www.madisoncountybank.com

Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It offers deposit accounts, including non-interest-bearing and interest-bearing checking accounts, money market savings accounts, and certificates of deposit. The Bank offers online banking services, including mobile banking, mobile deposit, e-statements and bill pay services. It also offers various loans, including agricultural loans, residential mortgage loans, construction home loans, and consumer loans.

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