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Cambridge Bancorp (Cambridge Bancorp) E10 : $5.97 (As of Dec. 2023)


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What is Cambridge Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Cambridge Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.97 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Cambridge Bancorp's average E10 Growth Rate was 2.80% per year. During the past 3 years, the average E10 Growth Rate was 10.60% per year. During the past 5 years, the average E10 Growth Rate was 10.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Cambridge Bancorp was 11.70% per year. The lowest was 8.20% per year. And the median was 9.40% per year.

As of today (2024-04-28), Cambridge Bancorp's current stock price is $64.28. Cambridge Bancorp's E10 for the quarter that ended in Dec. 2023 was $5.97. Cambridge Bancorp's Shiller PE Ratio of today is 10.77.

During the past 13 years, the highest Shiller PE Ratio of Cambridge Bancorp was 26.05. The lowest was 8.21. And the median was 16.84.


Cambridge Bancorp E10 Historical Data

The historical data trend for Cambridge Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cambridge Bancorp E10 Chart

Cambridge Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.17 4.41 5.18 5.81 5.97

Cambridge Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.95 5.99 6.01 5.97 -

Competitive Comparison of Cambridge Bancorp's E10

For the Banks - Regional subindustry, Cambridge Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cambridge Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cambridge Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Cambridge Bancorp's Shiller PE Ratio falls into.



Cambridge Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cambridge Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.02/129.4194*129.4194
=1.020

Current CPI (Dec. 2023) = 129.4194.

Cambridge Bancorp Quarterly Data

per share eps CPI Adj_EPS
201403 0.890 99.695 1.155
201406 0.920 100.560 1.184
201409 0.990 100.428 1.276
201412 0.980 99.070 1.280
201503 0.940 99.621 1.221
201506 0.940 100.684 1.208
201509 1.090 100.392 1.405
201512 0.960 99.792 1.245
201603 0.970 100.470 1.249
201606 1.000 101.688 1.273
201609 1.130 101.861 1.436
201612 1.060 101.863 1.347
201703 1.060 102.862 1.334
201706 1.100 103.349 1.377
201709 1.220 104.136 1.516
201712 0.230 104.011 0.286
201803 1.410 105.290 1.733
201806 1.480 106.317 1.802
201809 1.610 106.507 1.956
201812 1.280 105.998 1.563
201903 1.490 107.251 1.798
201906 0.900 108.070 1.078
201909 1.570 108.329 1.876
201912 1.420 108.420 1.695
202003 1.330 108.902 1.581
202006 -0.290 108.767 -0.345
202009 1.930 109.815 2.275
202012 1.860 109.897 2.190
202103 1.920 111.754 2.223
202106 1.980 114.631 2.235
202109 1.890 115.734 2.113
202112 1.880 117.630 2.068
202203 1.890 121.301 2.016
202206 1.940 125.017 2.008
202209 2.070 125.227 2.139
202212 1.440 125.222 1.488
202303 1.580 127.348 1.606
202306 0.910 128.729 0.915
202309 0.830 129.860 0.827
202312 1.020 129.419 1.020

Add all the adjusted EPS together and divide 10 will get our e10.


Cambridge Bancorp  (NAS:CATC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Cambridge Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=64.28/5.97
=10.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Cambridge Bancorp was 26.05. The lowest was 8.21. And the median was 16.84.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Cambridge Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Cambridge Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Cambridge Bancorp (Cambridge Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1336 Massachusetts Avenue, Cambridge, MA, USA, 02138
Cambridge Bancorp is a United States-based bank holding company. Its core services include Wealth Management, Commercial Banking, Residential Lending, and Personal Banking. It provides banking services such as deposit accounts, online and mobile banking, business banking, wealth planning and other services. The company's loan portfolio comprises Residential & commercial mortgages, Home equity, Commercial & Industrial and Consumer.
Executives
Joseph P. Sapienza officer: SVP, Interim CFO 26 MANTER MILL ROAD, LONDONDERRY NH 03053
Simon R Gerlin director C/O CLEAN HARBORS, INC., 42 LONGWATER DRIVE, NORWELL MA 02061-9149
Jeffrey F. Smith officer: EVP/Head of Wealth Mgmt 83 WESTON FARM PATH, MARSHFIELD MA 02050
Stone Robert Gregg Iii director 78 BLANCHARD ROAD, BURLINGTON MA 01803
Denis K Sheahan director, officer: Chairman & CEO 78 BLANCHARD ROAD, BURLINGTON MA 01803
Hambleton Douglas Lord director 78 BLANCHARD ROAD, BURLINGTON MA 01803
Michael Carotenuto officer: Senior VP & CFO 78 BLANCHARD ROAD, BURLINGTON MA 01803
Martin B Millane officer: Exec VP & Chief Lending Off 78 BLANCHARD ROAD, BURLINGTON MA 01803
Peter J. Halberstadt officer: SVP, Chief Credit Officer 11 VIRGINIA ROAD, NEWTON MA 02466
Steven J. Mead officer: SVP, Head of Commercial Serv. 64 SPRINGS ROAD, BEDFORD MA 01730
Jane C. Walsh director 47 MYSTIC VALLEY PARKWAY, WINCHESTER MA 01890
Andargachew S Zelleke director C/O CAMBRIDGE BANCORP, 1336 MASSACHUSETTS AVENUE, CAMBRIDGE MA 02138
Kerri Mooney officer: SVP Dir. of Banking Offices 78 BLANCHARD ROAD, BURLINGTON MA 01803
Danielle Remis Hackel officer: Chief Marketing Officer C/O CAMBRIDGE BANCORP, 78 BLANCHARD RD, BURLINGTON MA 01803
Cathleen Agnes Schmidt director 78 BLANCHARD ROAD, BURLINGTON MA 01803