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Southern Missouri Bancorp (Southern Missouri Bancorp) E10 : $3.66 (As of Dec. 2023)


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What is Southern Missouri Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Southern Missouri Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.070. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.66 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Southern Missouri Bancorp's average E10 Growth Rate was 8.90% per year. During the past 3 years, the average E10 Growth Rate was 14.90% per year. During the past 5 years, the average E10 Growth Rate was 13.90% per year. During the past 10 years, the average E10 Growth Rate was 12.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Southern Missouri Bancorp was 21.40% per year. The lowest was 10.50% per year. And the median was 12.50% per year.

As of today (2024-04-27), Southern Missouri Bancorp's current stock price is $40.94. Southern Missouri Bancorp's E10 for the quarter that ended in Dec. 2023 was $3.66. Southern Missouri Bancorp's Shiller PE Ratio of today is 11.19.

During the past 13 years, the highest Shiller PE Ratio of Southern Missouri Bancorp was 23.42. The lowest was 9.21. And the median was 15.86.


Southern Missouri Bancorp E10 Historical Data

The historical data trend for Southern Missouri Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southern Missouri Bancorp E10 Chart

Southern Missouri Bancorp Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.12 2.32 2.66 3.22 3.52

Southern Missouri Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 3.39 3.52 3.62 3.66

Competitive Comparison of Southern Missouri Bancorp's E10

For the Banks - Regional subindustry, Southern Missouri Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Missouri Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southern Missouri Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Southern Missouri Bancorp's Shiller PE Ratio falls into.



Southern Missouri Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Southern Missouri Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.07/129.4194*129.4194
=1.070

Current CPI (Dec. 2023) = 129.4194.

Southern Missouri Bancorp Quarterly Data

per share eps CPI Adj_EPS
201403 0.320 99.695 0.415
201406 0.395 100.560 0.508
201409 0.440 100.428 0.567
201412 0.450 99.070 0.588
201503 0.440 99.621 0.572
201506 0.470 100.684 0.604
201509 0.480 100.392 0.619
201512 0.560 99.792 0.726
201603 0.450 100.470 0.580
201606 0.490 101.688 0.624
201609 0.500 101.861 0.635
201612 0.560 101.863 0.711
201703 0.530 102.862 0.667
201706 0.490 103.349 0.614
201709 0.560 104.136 0.696
201712 0.600 104.011 0.747
201803 0.600 105.290 0.738
201806 0.630 106.317 0.767
201809 0.760 106.507 0.923
201812 0.810 105.998 0.989
201903 0.760 107.251 0.917
201906 0.810 108.070 0.970
201909 0.850 108.329 1.015
201912 0.840 108.420 1.003
202003 0.550 108.902 0.654
202006 0.760 108.767 0.904
202009 1.090 109.815 1.285
202012 1.320 109.897 1.554
202103 1.270 111.754 1.471
202106 1.530 114.631 1.727
202109 1.430 115.734 1.599
202112 1.350 117.630 1.485
202203 1.030 121.301 1.099
202206 1.410 125.017 1.460
202209 1.040 125.227 1.075
202212 1.260 125.222 1.302
202303 0.220 127.348 0.224
202306 1.370 128.729 1.377
202309 1.160 129.860 1.156
202312 1.070 129.419 1.070

Add all the adjusted EPS together and divide 10 will get our e10.


Southern Missouri Bancorp  (NAS:SMBC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Southern Missouri Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=40.94/3.66
=11.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Southern Missouri Bancorp was 23.42. The lowest was 9.21. And the median was 15.86.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Southern Missouri Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Southern Missouri Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Southern Missouri Bancorp (Southern Missouri Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2991 Oak Grove Road, Poplar Bluff, MO, USA, 63901
Southern Missouri Bancorp Inc is a us-based holding company for Southern Missouri Savings Bank. The principal business of the bank consists of attracting retail deposits from the general public and using such deposits along with wholesale funding from the Federal Home Loan Bank of Des Moines, and to a lesser extent, brokered deposits, to invest in one- to four-family residential mortgage loans, mortgage loans secured by commercial real estate, commercial non-mortgage business loans, and consumer loans. It is engaged in providing the range of banking and financial services to individuals and corporate customers in its market areas. The company derives revenue principally from interest earned on loans, debt securities, bank card interchange fees, loan late charges and another fee income.
Executives
Stefan Chkautovich officer: Chief Financial Officer 2991 OAK GROVE RD, POPLAR BLUFF MO 639012
Dennis C Robison director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901
Matthew T Funke officer: Chief Financial Officer C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901
Daniel Lee Jones director 2991 OAK GROVE RD., POPLAR BLUFF MO 63901
Brett Dorton officer: EVP, Chief Strategies Officer C/O SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Greg A Steffens director, officer: President C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
William E Young director 2991 OAK GROVE RD, POPLAR BLUFF MO 63901
David L Mcclain director 2991 OAK GROVE RD, POPLAR BLUFF MO 63901
Lance K Greunke officer: Executive Vice President 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Charles R Love director 1469 CO. RD. 468, POPLAR BLUFF MO 63901
Sammy A Schalk director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
Martin Weishaar officer: Chief Legal Officer SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901
Douglas Bagby director C/O SOUTHERN MISSOURI BANCORP INC, 531 VINE STREET, POPLAR BLUFF MO 63901-7330
Mark E Hecker officer: EVP, Chief Credit Officer 16 WEST FRANKLIN STREET, LIBERTY MO 64068
Richard Windes officer: Chief Lending Officer C/O SOUTHERN MISSOURI BANCORP, INC., 2991 OAK GROVE ROAD, POPLAR BLUFF MO 63901

Southern Missouri Bancorp (Southern Missouri Bancorp) Headlines