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Timberland Bancorp (Timberland Bancorp) E10 : $2.69 (As of Dec. 2023)


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What is Timberland Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Timberland Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.770. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.69 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Timberland Bancorp's average E10 Growth Rate was 13.50% per year. During the past 3 years, the average E10 Growth Rate was 20.60% per year. During the past 5 years, the average E10 Growth Rate was 26.20% per year. During the past 10 years, the average E10 Growth Rate was 20.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Timberland Bancorp was 32.50% per year. The lowest was -10.60% per year. And the median was 5.35% per year.

As of today (2024-04-27), Timberland Bancorp's current stock price is $25.25. Timberland Bancorp's E10 for the quarter that ended in Dec. 2023 was $2.69. Timberland Bancorp's Shiller PE Ratio of today is 9.39.

During the past 13 years, the highest Shiller PE Ratio of Timberland Bancorp was 51.86. The lowest was 9.22. And the median was 19.34.


Timberland Bancorp E10 Historical Data

The historical data trend for Timberland Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Timberland Bancorp E10 Chart

Timberland Bancorp Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 1.51 1.93 2.31 2.65

Timberland Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 2.47 2.56 2.65 2.69

Competitive Comparison of Timberland Bancorp's E10

For the Banks - Regional subindustry, Timberland Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Timberland Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Timberland Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Timberland Bancorp's Shiller PE Ratio falls into.



Timberland Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Timberland Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.77/129.4194*129.4194
=0.770

Current CPI (Dec. 2023) = 129.4194.

Timberland Bancorp Quarterly Data

per share eps CPI Adj_EPS
201403 0.160 99.695 0.208
201406 0.200 100.560 0.257
201409 0.230 100.428 0.296
201412 0.240 99.070 0.314
201503 0.210 99.621 0.273
201506 0.310 100.684 0.398
201509 0.420 100.392 0.541
201512 0.360 99.792 0.467
201603 0.340 100.470 0.438
201606 0.360 101.688 0.458
201609 0.380 101.861 0.483
201612 0.430 101.863 0.546
201703 0.420 102.862 0.528
201706 0.580 103.349 0.726
201709 0.480 104.136 0.597
201712 0.480 104.011 0.597
201803 0.570 105.290 0.701
201806 0.590 106.317 0.718
201809 0.590 106.507 0.717
201812 0.660 105.998 0.806
201903 0.720 107.251 0.869
201906 0.700 108.070 0.838
201909 0.750 108.329 0.896
201912 0.780 108.420 0.931
202003 0.600 108.902 0.713
202006 0.740 108.767 0.881
202009 0.760 109.815 0.896
202012 0.870 109.897 1.025
202103 0.860 111.754 0.996
202106 0.830 114.631 0.937
202109 0.710 115.734 0.794
202112 0.650 117.630 0.715
202203 0.630 121.301 0.672
202206 0.690 125.017 0.714
202209 0.850 125.227 0.878
202212 0.900 125.222 0.930
202303 0.800 127.348 0.813
202306 0.770 128.729 0.774
202309 0.810 129.860 0.807
202312 0.770 129.419 0.770

Add all the adjusted EPS together and divide 10 will get our e10.


Timberland Bancorp  (NAS:TSBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Timberland Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=25.25/2.69
=9.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Timberland Bancorp was 51.86. The lowest was 9.22. And the median was 19.34.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Timberland Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Timberland Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Timberland Bancorp (Timberland Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
624 Simpson Avenue, Hoquiam, WA, USA, 98550
Timberland Bancorp Inc is a bank holding company. The bank offers a variety of services such as checking accounts, online and mobile banking, savings accounts, home loans, consumer loans, construction loans, business rewards, cash management, small business solutions, and business checking accounts among others. Company also offers loans to real estate, including residential and commercial / multi-family construction loans, one- to four-family residential loans, multi-family loans, commercial real estate loans and land loans. The company mainly operates in the United States.
Executives
Matthew J Debord officer: Chief Lending Officer/EVP 624 SIMPSON AVENUE, HOQUIAM WA 98550
David Alan Smith director 18 WESTVIEW DR, HOQUIAM WA 98550
Breanne D Antich officer: Chief Technology Officer/EVP 624 SIMPSON AVENUE, HOQUIAM WA 98550
Marci A Basich officer: Treasurer 409 FIR STREET, MCLEARY WA 98557
Andrea M Clinton director 4520 GREEN COVE CT NW, OLYMPIA WA 98502
Michael R Sand director, officer: President 128 BEACON HILL DRIVE, HOGUIAM WA 98550
Jonathan Arthur Fischer officer: Senior Vice President PO BOX 1156, COSMOPOLIS WA 98537
Jon C Parker director P O BOX 700, HOGUIAM WA 98550
Parul Bhandari director 1775 I STREET NW, SUITE 910, WASHINGTON DC 20006
Foster Edward Colman officer: Senior Vice President 624 SIMPSON AVENUE, HOQUIAM WA 98550
Larry David Goldberg director 1801 SHERWOOD LANE, ABERDEEN WA 98520
Michael John Stoney director P.O. BOX 226, MCCLEARY WA 98557
Dean J Brydon officer: CFO 55 BAY BERRY DRIVE, HOGUIAM WA 98550
Daniel D Yerrington director 624 SIMPSON AVENUE, HOQUIAM WA 98550
Kelly Suter director 624 SIMPSON AVENUE, HOQUIAM WA 98550