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Wintrust Financial (Wintrust Financial) E10 : $6.43 (As of Dec. 2023)


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What is Wintrust Financial E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Wintrust Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.870. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $6.43 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Wintrust Financial's average E10 Growth Rate was 14.00% per year. During the past 3 years, the average E10 Growth Rate was 17.50% per year. During the past 5 years, the average E10 Growth Rate was 15.90% per year. During the past 10 years, the average E10 Growth Rate was 12.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Wintrust Financial was 17.50% per year. The lowest was 0.70% per year. And the median was 6.25% per year.

As of today (2024-04-28), Wintrust Financial's current stock price is $99.01. Wintrust Financial's E10 for the quarter that ended in Dec. 2023 was $6.43. Wintrust Financial's Shiller PE Ratio of today is 15.40.

During the past 13 years, the highest Shiller PE Ratio of Wintrust Financial was 35.70. The lowest was 8.55. And the median was 19.54.


Wintrust Financial E10 Historical Data

The historical data trend for Wintrust Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Wintrust Financial E10 Chart

Wintrust Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.57 3.96 4.81 5.64 6.43

Wintrust Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.93 6.14 6.35 6.43 -

Competitive Comparison of Wintrust Financial's E10

For the Banks - Regional subindustry, Wintrust Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wintrust Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Shiller PE Ratio falls into.



Wintrust Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wintrust Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.87/129.4194*129.4194
=1.870

Current CPI (Dec. 2023) = 129.4194.

Wintrust Financial Quarterly Data

per share eps CPI Adj_EPS
201403 0.680 99.695 0.883
201406 0.760 100.560 0.978
201409 0.790 100.428 1.018
201412 0.750 99.070 0.980
201503 0.760 99.621 0.987
201506 0.850 100.684 1.093
201509 0.690 100.392 0.890
201512 0.640 99.792 0.830
201603 0.900 100.470 1.159
201606 0.900 101.688 1.145
201609 0.920 101.861 1.169
201612 0.940 101.863 1.194
201703 1.000 102.862 1.258
201706 1.110 103.349 1.390
201709 1.120 104.136 1.392
201712 1.170 104.011 1.456
201803 1.400 105.290 1.721
201806 1.530 106.317 1.862
201809 1.570 106.507 1.908
201812 1.350 105.998 1.648
201903 1.520 107.251 1.834
201906 1.380 108.070 1.653
201909 1.690 108.329 2.019
201912 1.440 108.420 1.719
202003 1.040 108.902 1.236
202006 0.340 108.767 0.405
202009 1.670 109.815 1.968
202012 1.630 109.897 1.920
202103 2.540 111.754 2.941
202106 1.700 114.631 1.919
202109 1.770 115.734 1.979
202112 1.580 117.630 1.738
202203 2.070 121.301 2.209
202206 1.490 125.017 1.542
202209 2.210 125.227 2.284
202212 2.230 125.222 2.305
202303 2.800 127.348 2.846
202306 2.380 128.729 2.393
202309 2.530 129.860 2.521
202312 1.870 129.419 1.870

Add all the adjusted EPS together and divide 10 will get our e10.


Wintrust Financial  (NAS:WTFC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Wintrust Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=99.01/6.43
=15.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Wintrust Financial was 35.70. The lowest was 8.55. And the median was 19.54.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Wintrust Financial E10 Related Terms

Thank you for viewing the detailed overview of Wintrust Financial's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Wintrust Financial (Wintrust Financial) Business Description

Traded in Other Exchanges
Address
9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company operating in the Chicago metropolitan area and southern Wisconsin through its wholly-owned banking subsidiaries. Wintrust conducts its business through three segments: community banking, specialty finance, and wealth management. Among other services, the company provides community-oriented, personal, and commercial banking, as well as the origination and purchase of residential mortgages for sale into the secondary market. A majority of its banks are banks chartered by the state of Illinois with scores of locations. The company has historically grown through both de novo organization and acquisitions. A majority of its loan portfolio is commercial, mostly in real estate. A majority of Wintrust's net revenue is net interest income.
Executives
David Eric Lee officer: EXECUTIVE VICE PRESIDENT 9700 W HIGGINS ROAD 8TH FLOOR, ROSEMONT IL 60018
Karin Gustafson Teglia director WINTRUST FINANCIAL CORPORATION, 9700 W HIGGINS RD 8TH FLOOR, ROSEMONT IL 60018
Timothy Crane officer: EXECUTIVE VICE PRESIDENT 1228 OAK STREET, WINNETKA IL 60093
Jeffrey D Hahnfeld officer: EVP-CONTROLLER & CHIEF ACC OFF WINTRUST FINANCIAL CORP, 9700 W HIGGINS ROAD 8TH FLOOR, ROSEMONT IL 60018
Hackett H Patrick Jr director ONE NORTH WACKER DRIVE, SUITE 4200, CHICAGO IL 60606
David L Stoehr officer: Chief Financial Officer
Brian A Kenney director GATX CORP, 500 WEST MONROE STREET, CHICAGO IL 60661
Washington Alex E Iii director 9700 W, HIGGINS RD 8TH FLOOR, ROSEMONT IL 60018
Thomas P Zidar officer: EXECUTIVE VICE PRESIDENT 640 WAGNER ROAD, GLENVIEW IL 60025
Elizabeth H. Connelly director 200 N. MILWAUKEE AVENUE, VERNON HILLS IL 60061
Richard B Murphy officer: Executive Vice President 406 HUDSON, CLARENDON HILLS IL 60514
Edward J Wehmer director, officer: President 454 BUENA ROAD, LAKE FOREST IL 60045
Suzet M Mckinney director 9700 W. HIGGINS ROAD, 8TH FLOOR, ROSEMONT IL 60018
Kathleen M Boege officer: EVP, GENERAL COUNSEL AND SEC 2 NORTH RIVERSIDE PLAZA, SUITE 1300, CHICAGO IL 60606
David A Dykstra officer: Senior Vice President & COO