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The Western Union Co (The Western Union Co) E10 : $1.69 (As of Mar. 2024)


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What is The Western Union Co E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Western Union Co's adjusted earnings per share data for the three months ended in Mar. 2024 was $0.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.69 for the trailing ten years ended in Mar. 2024.

During the past 12 months, The Western Union Co's average E10 Growth Rate was -100.00% per year. During the past 3 years, the average E10 Growth Rate was 5.00% per year. During the past 5 years, the average E10 Growth Rate was 5.50% per year. During the past 10 years, the average E10 Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Western Union Co was 6.10% per year. The lowest was -6.00% per year. And the median was 2.60% per year.

As of today (2024-04-26), The Western Union Co's current stock price is $13.47. The Western Union Co's E10 for the quarter that ended in Mar. 2024 was $1.69. The Western Union Co's Shiller PE Ratio of today is 7.97.

During the past 13 years, the highest Shiller PE Ratio of The Western Union Co was 19.56. The lowest was 6.46. And the median was 12.90.


The Western Union Co E10 Historical Data

The historical data trend for The Western Union Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Western Union Co E10 Chart

The Western Union Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.42 1.46 1.54 1.66 1.69

The Western Union Co Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 1.70 1.70 1.69 1.69

Competitive Comparison of The Western Union Co's E10

For the Credit Services subindustry, The Western Union Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Shiller PE Ratio falls into.



The Western Union Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Western Union Co's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.41/129.4194*129.4194
=0.410

Current CPI (Mar. 2024) = 129.4194.

The Western Union Co Quarterly Data

per share eps CPI Adj_EPS
201406 0.360 100.560 0.463
201409 0.440 100.428 0.567
201412 0.420 99.070 0.549
201503 0.390 99.621 0.507
201506 0.360 100.684 0.463
201509 0.450 100.392 0.580
201512 0.420 99.792 0.545
201603 0.370 100.470 0.477
201606 0.420 101.688 0.535
201609 0.440 101.861 0.559
201612 -0.730 101.863 -0.927
201703 0.330 102.862 0.415
201706 0.350 103.349 0.438
201709 0.510 104.136 0.634
201712 -2.440 104.011 -3.036
201803 0.460 105.290 0.565
201806 0.470 106.317 0.572
201809 0.460 106.507 0.559
201812 0.480 105.998 0.586
201903 0.390 107.251 0.471
201906 1.420 108.070 1.701
201909 0.320 108.329 0.382
201912 0.320 108.420 0.382
202003 0.420 108.902 0.499
202006 0.390 108.767 0.464
202009 0.550 109.815 0.648
202012 0.430 109.897 0.506
202103 0.440 111.754 0.510
202106 0.540 114.631 0.610
202109 0.570 115.734 0.637
202112 0.420 117.630 0.462
202203 0.740 121.301 0.790
202206 0.500 125.017 0.518
202209 0.450 125.227 0.465
202212 0.650 125.222 0.672
202303 0.400 127.348 0.407
202306 0.470 128.729 0.473
202309 0.460 129.860 0.458
202312 0.350 129.419 0.350
202403 0.410 129.419 0.410

Add all the adjusted EPS together and divide 10 will get our e10.


The Western Union Co  (NYSE:WU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Western Union Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=13.47/1.69
=7.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Western Union Co was 19.56. The lowest was 6.46. And the median was 12.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Western Union Co E10 Related Terms

Thank you for viewing the detailed overview of The Western Union Co's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


The Western Union Co (The Western Union Co) Business Description

Traded in Other Exchanges
Address
7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of about 600,000 outside agents. The company handled over 270 million transactions in 2022 and is the largest money transfer company in the world.
Executives
Estebarena Rodrigo Garcia officer: President of North America 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Suzette Deering director 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Jeffrey A Joerres director 5301 NORTH IRONWOOD ROAD, MILWAUKEE WI 53217
Giovanni Angelini officer: Head of Europe and Africa 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Matthew Cagwin officer: Interim Chief Financ. Officer C/O FIRST DATA CORPORATION, FIRST DATA, 225 LIBERTY STREET, NEW YORK NY 10281
Cherie Axelrod officer: Chief Enterprise Risk Officer 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Benjamin Carlton Adams officer: Chief Legal Officer & Corp Sec 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
David Cebollero officer: Interim Chief Legal Officer 7001 E. BELLEVIEW AVENUE, DENVER CO 80237
Andrew D Walker officer: Chief Operations Officer 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Jean Claude Farah officer: EVP, President-Global Payments 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Devin Mcgranahan director, officer: CEO & President 255 FISERV DRIVE, BROOKFIELD WI 53045
Gabriella Fitzgerald officer: President Americas Region 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Andrew Summerill officer: President, Payments (Interim) 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Caroline Tsai officer: EVP, Secretary & Gen. Counsel 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Jacqueline D Molnar officer: Glbl Hd-Transformation & Compl 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237