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Commerce Bancshares (Commerce Bancshares) Efficiency Overhead Ratio % : 61.67% (As of Mar. 2024)


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What is Commerce Bancshares Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Commerce Bancshares's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 61.67% , which is lower than 63.80% for the pervious quarter ended in Dec. 2023.

Commerce Bancshares's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 59.17% , which is higher than 56.90% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Commerce Bancshares's Efficiency Overhead Ratio % or its related term are showing as below:

CBSH's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Commerce Bancshares Efficiency Overhead Ratio % Historical Data

The historical data trend for Commerce Bancshares's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Commerce Bancshares Efficiency Overhead Ratio % Chart

Commerce Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Commerce BancsharesQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Commerce Bancshares's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Commerce Bancshares's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commerce Bancshares  (NAS:CBSH) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Commerce Bancshares  (NAS:CBSH) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Commerce Bancshares Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of Commerce Bancshares's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Commerce Bancshares (Commerce Bancshares) Business Description

Traded in Other Exchanges
Address
1000 Walnut, Kansas City, MO, USA, 64106
Commerce Bancshares Inc. is a $22 billion regional bank that provides a diversified line of financial services, including business and personal banking, wealth management, financial planning, and investments through its affiliated companies. Commerce Bank operates in more than 200 locations in the central United States. Commerce Bancshares also has operating subsidiaries involved in mortgage banking, leasing, credit-related insurance, venture capital, and real estate activities.
Executives
David W Kemper director, officer: Chairman, CEO and President PO BOX 419248, KANSAS CITY MO 64141-6248
Blackford F Brauer director P.O. BOX 419248, KANSAS CITY MO 64141-6248
Paula S Petersen officer: Senior Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
Patricia R Kellerhals officer: Senior Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
Derrick Brooks officer: Senior Vice President COMMERCE BANK, PO BOX 419248, KANSAS CITY MO 64141-6248
Douglas D Neff officer: Senior Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
John W Kemper officer: Senior Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
David L. Roller officer: Senior Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
Rassieur Benjamin F Iii director PO BOX 419248, KANSAS CITY MO 64141-6248
Thomas J Noack officer: Senior Vice President P.O. BOX 419248, KANSAS CITY MO 64141-6248
Robert S Holmes officer: Executive Vice President PO BOX 419248, KANSAS CITY MO 64141-6248
William Kyle Chapman director P.O. BOX 419248, KANSAS CITY MO 64141-6248
Christine B Taylor-broughton director P.O. BOX 419248, KANSAS CITY MO 64141-6248
June Mcallister Fowler director P.O. BOX 419248, KANSAS CITY MO 64141-6248
Kim L Jakovich officer: Senior Vice President P.O. BOX 419248, KANSAS CITY MO 64141-6248

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