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Fentura Financial (Fentura Financial) Efficiency Overhead Ratio % : 0.00% (As of Sep. 2023)


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What is Fentura Financial Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

The historical rank and industry rank for Fentura Financial's Efficiency Overhead Ratio % or its related term are showing as below:

FETM's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Fentura Financial Efficiency Overhead Ratio % Historical Data

The historical data trend for Fentura Financial's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Fentura Financial Efficiency Overhead Ratio % Chart


Fentura FinancialQuarterly Data
Trend Jun22 Sep22 Mar23 Jun23 Sep23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Competitive Comparison of Fentura Financial's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Fentura Financial's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fentura Financial  (OTCPK:FETM) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fentura Financial  (OTCPK:FETM) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Fentura Financial Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of Fentura Financial's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Fentura Financial (Fentura Financial) Business Description

Traded in Other Exchanges
N/A
Address
175 North Leroy Street, P.O. Box 725, Fenton, MI, USA, 48430-3805
Fentura Financial Inc is a bank holding company engaged in the business of financial services through its wholly-owned subsidiaries. The corporation provides banking and trust services principally to individuals, small businesses, and governmental entities through its community banking and loan processing offices. The primary deposit products include Checking, Savings, and Term certificate accounts, and the primary lending products comprise Residential mortgage, Commercial real estate, Commercial, Home equity, and Consumer loans. The corporation's sources of revenue include trust-related income, investment services income, ATM card income, debit card income, and service charges on deposit accounts.
Executives
James Distelrath director, officer: Chief Financial Officer 101 N LEROY STREET, FENTON MI 48430
Craig L Johnson officer: Senior Lender - The State Bank 101 N LEROY STREET, FENTON MI 48430
Randy D Hicks director 101 N. LEROY STREET, FENTON MI 48430
Frederick P Dillingham director 175 N LEROY, FENTON MI 48340
Joanne Shaw director 175 N LEROY, FENTON MI 48340
Ronald Rybar director 175 N LEROY, FENTON MI 48340
James Wesseling director 175 N LEROY STREET, FENTON MI 48340
William Dery director 175 N LEROY STREET, FENTON MI 48340
Daniel Wollschlager officer: SVP, Senior Lending Officer 175 NORTH LEROY STREET, FENTON MI 48430
Douglas Rotman director 175 N LEROY, FENTON MI 48430
Sheryl Stephens director 175 N LEROY, FENTON MI 48430
Kenneth R Elston director 175 NORTH LEROY STREET, P.O. BOX 725, FENTON MI 48430
Holly J Pingatore officer: Senior VP-The State Bank 175 NORTH LEROY STREET, FENTON MI 48430
John Emmendorfer officer: President-Davison State Bank 175 NORTH LEROY STREET, FENTON MI 48430
Dennis Leyder officer: Senior VP-The State Bank 175 NORTH LEROY STREET, FENTON MI 48430