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Severn Bancorp (Severn Bancorp) Equity-to-Asset : 0.10 (As of Jun. 2021)


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What is Severn Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Severn Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2021 was $112.64 Mil. Severn Bancorp's Total Assets for the quarter that ended in Jun. 2021 was $1,143.70 Mil. Therefore, Severn Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2021 was 0.10.

The historical rank and industry rank for Severn Bancorp's Equity-to-Asset or its related term are showing as below:

SVBI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03   Med: 0.11   Max: 0.13
Current: 0.1

During the past 13 years, the highest Equity to Asset Ratio of Severn Bancorp was 0.13. The lowest was 0.03. And the median was 0.11.

SVBI's Equity-to-Asset is not ranked
in the Banks industry.
Industry Median: 0.09 vs SVBI: 0.10

Severn Bancorp Equity-to-Asset Historical Data

The historical data trend for Severn Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Severn Bancorp Equity-to-Asset Chart

Severn Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.10 0.13 0.12

Severn Bancorp Quarterly Data
Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.12 0.12 0.10 0.10

Competitive Comparison of Severn Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, Severn Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Severn Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Severn Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Severn Bancorp's Equity-to-Asset falls into.



Severn Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Severn Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2020 is calculated as

Equity to Asset (A: Dec. 2020 )=Total Stockholders Equity/Total Assets
=109.647/952.553
=0.12

Severn Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2021 is calculated as

Equity to Asset (Q: Jun. 2021 )=Total Stockholders Equity/Total Assets
=112.635/1143.701
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Severn Bancorp  (NAS:SVBI) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Severn Bancorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Severn Bancorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Severn Bancorp (Severn Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
200 Westgate Circle, Suite 200, Annapolis, MD, USA, 21401
Severn Bancorp Inc functions in the financial services sector. It operates as a savings and loan holding company. The company's main activities include the provision of a range of deposit and mortgage products throughout the United States. It also provides other personal and commercial banking services such as internet banking and corporate cash management services. In addition, it also offers banking services to customers who do business in the medical-use cannabis industry.
Executives
John Lamon director 62 EAST LAKE DRIVE, ANNAPOLIS MD 21403
Eric Keitz director 200 WESTGATE CIRCLE SUITE 200 ANNAPOLIS MD 21401
Konrad Wayson director 5378 SUDLEY ROAD, WEST RIVER MD 20778
Vance W. Adkins officer: Chief Financial Officer SEVERN BANCORP, INC., 200 WESTGATE CIRCLE, SUITE 200, ANNAPOLIS MD 21401
Dale Shields director 200 WESTGAGE CIRCLE SUITE 200 ANNAPOLIS MD 21401
David S. Jones director 791 SONNE DRIVE, ANNAPOLIS MD 21401
Johnson James H. Jr. director 1045 SKIDMORE DRIVE ANNAPOLIS MD 21409
Raymond S. Crosby director 1819 HIDDEN POINT ROAD ANNAPOLIS MD 21409
Alan J Hyatt director, 10 percent owner, officer: President, CEO SEVERN SAVINGS BANK FSB, 200 WESTGATE CIRCLE, SUITE 500, ANNAPOLIS MD 21401
Alan Lancaster officer: Chief Credit Officer 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Marc S Winkler officer: Interim CFO 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Erik M Chick officer: Chief Lending Officer 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Albert W Shields director 186 SOUTHWIND RD EDGEWATER MD 21037
Christopher A Chick officer: Chief Lending Officer 200 WESTGATE CIRCLE ANNAPOLIS MD 21401
Paul B. Susie officer: Chief Financial Officer FIRST MARINER BANCORP, INC., 1501 S. CLINTON STREET, BALTIMORE MD 21224