Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Congaree Bancshares's Total Stockholders Equity for the quarter that ended in Mar. 2016 was $13.73 Mil. Congaree Bancshares's Total Assets for the quarter that ended in Mar. 2016 was $105.23 Mil.
Therefore, Congaree Bancshares's Equity to Asset Ratio for the quarter that ended in Mar. 2016 was 0.13.
The historical rank and industry rank for Congaree Bancshares's Equity-to-Asset or its related term are showing as below:
CNRB's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09 * Ranked among companies with meaningful Equity-to-Asset only.
Congaree Bancshares Equity-to-Asset Historical Data
The historical data trend for Congaree Bancshares's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Congaree Bancshares's Equity-to-Asset
For the Banks - Regional subindustry, Congaree Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Congaree Bancshares's Equity-to-Asset Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Congaree Bancshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Congaree Bancshares's Equity-to-Asset falls into.
Congaree Bancshares Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Congaree Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2015 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Congaree Bancshares Equity-to-Asset Related Terms
Thank you for viewing the detailed overview of Congaree Bancshares's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
Congaree Bancshares (Congaree Bancshares) Business Description
Congaree Bancshares Inc was organized in November 2005 to operate as a bank holding company pursuant to the Federal Bank Holding Company Act of 1956 and the South Carolina Bank Holding Company Act, and to own and control all of the capital stock of Congaree State Bank. The company operates as a holding company for Congaree State Bank. The Bank provides a range of banking services to consumers, small to medium-sized businesses, and professional concerns in Lexington and Richland counties, South Carolina. The Company offers various deposit products, including checking accounts, NOW accounts, commercial accounts, savings accounts, individual retirement accounts, and other time deposits ranging from daily money market accounts to longer-term certificates of deposit. It also provides residential and commercial real estate loans; adjustable and fixed-rate real estate construction loans for residential and commercial projects; commercial loans, such as equipment, working capital, and small business loans; and equity and consumer loans to individuals for personal and household purposes, including secured and unsecured installment loans and revolving lines of credit, such as credit cards. In addition, the company offers other banking services, including online banking, commercial cash management, remote deposit capture, safe deposit boxes, bank official checks, travelers checks, wire transfers, cashiers checks, banking by mail, and the U.S. savings bonds. It serves its customers through its main office in Cayce and an additional office in West Columbia. It primarily derives revenues from net interest income that is the difference between income earned on interest-earning assets and interest paid on deposits and borrowings used to support such assets.
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