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Pacific Commerce Bancorp (Pacific Commerce Bancorp) Equity-to-Asset : 0.11 (As of Dec. 2007)


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What is Pacific Commerce Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pacific Commerce Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2007 was $16.37 Mil. Pacific Commerce Bancorp's Total Assets for the quarter that ended in Dec. 2007 was $152.96 Mil. Therefore, Pacific Commerce Bancorp's Equity to Asset Ratio for the quarter that ended in Dec. 2007 was 0.11.

The historical rank and industry rank for Pacific Commerce Bancorp's Equity-to-Asset or its related term are showing as below:

PCBC's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Pacific Commerce Bancorp Equity-to-Asset Historical Data

The historical data trend for Pacific Commerce Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pacific Commerce Bancorp Equity-to-Asset Chart

Pacific Commerce Bancorp Annual Data
Trend Dec05 Dec06 Dec07
Equity-to-Asset
0.11 0.15 0.11

Pacific Commerce Bancorp Quarterly Data
Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.14 0.13 0.12 0.11

Competitive Comparison of Pacific Commerce Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, Pacific Commerce Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Commerce Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Commerce Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Pacific Commerce Bancorp's Equity-to-Asset falls into.



Pacific Commerce Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Pacific Commerce Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2007 is calculated as

Equity to Asset (A: Dec. 2007 )=Total Stockholders Equity/Total Assets
=16.371/152.959
=0.11

Pacific Commerce Bancorp's Equity to Asset Ratio for the quarter that ended in Dec. 2007 is calculated as

Equity to Asset (Q: Dec. 2007 )=Total Stockholders Equity/Total Assets
=16.371/152.959
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pacific Commerce Bancorp  (OTCPK:PCBC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Pacific Commerce Bancorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Pacific Commerce Bancorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Pacific Commerce Bancorp (Pacific Commerce Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Pacific Commerce Bancorp is engaged in the commercial banking business, offering a full range of loan products for business owners and professionals.

Pacific Commerce Bancorp (Pacific Commerce Bancorp) Headlines

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