Heritage Financial (Heritage Financial) GF Value : $25.76 (As of Apr. 28, 2024)

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What is Heritage Financial GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-28), Heritage Financial's share price is $17.87. Heritage Financial's GF Value is $25.76. Therefore, Heritage Financial's Price-to-GF-Value for today is 0.69.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Heritage Financial is Significantly Undervalued.

Heritage Financial (NAS:HFWA) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Heritage Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	17.87	/	25.76
	=	0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage Financial GF Value Related Terms

Thank you for viewing the detailed overview of Heritage Financial's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

Heritage Financial (Heritage Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Heritage Financial Corp (NAS:HFWA) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

201 Fifth Avenue SW, Olympia, WA, USA, 98501

Website

https://www.hf-wa.com

Heritage Financial Corp is a bank holding company. The company through its subsidiary provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as noninterest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties primarily located in its market area. Geographically, all the business activity functions through the region of the United States.

Executives

Frederick B Rivera	director	201 5TH AVE SW, OLYMPIA WA 98501
Brian Charneski	director	P O BOX 1578, OLYMPIA WA 98507
Jeffrey S Lyon	director	2542 N VISTA VIEW DRIVE, TACOMA WA 98406
Matthew T. Ray	officer: EVP Chief Lending Officer	201 5TH AVE SW, OLYMPIA WA 98501
Eric Kayen Chan	director	201 5TH AVE SW, OLYMPIA WA 98501
Amy E. Curran	officer: EVP Director Commercial Lend	201 5TH AVE SW, OLYMPIA WA 98501
Kelli Ann Wilson	officer: EVP Chief Banking Officer	201 5TH AVE SW, OLYMPIA WA 98501
Cindy M Huntley	officer: SVP Director of Retail Banking	201 5TH AVE SW, OLYMPIA WA 98507
Brian L Vance	director, officer: President and CEO	2204 57TH WAY NW, OLYMPIA WA 98502
John A Clees	director	4342 SUNSET BEACH DRIVE NW, OLYMPIA WA 98502
Tony Chalfant	officer: EVP Chief Credit Officer	201 5TH ST SW, OLYMPIA WA 98501
Gail B. Giacobbe	director	201 5TH AVE SW, OLYMPIA WA 98501
Trevor D. Dryer	director	201 5TH AVE SW, OLYMPIA WA 98501
Gragg E Miller	director	450 SW BAYSHORE DRIVE, OAK HARBOR WA 98277
Jeffrey J Deuel	officer: Executive Vice President	201 5TH AVENUE SW, OLYMPIA WA 90501