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Bottomline Technologies (Bottomline Technologies) Interest Coverage : 0 (At Loss) (As of Mar. 2022)


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What is Bottomline Technologies Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bottomline Technologies's Operating Income for the three months ended in Mar. 2022 was $-9.4 Mil. Bottomline Technologies's Interest Expense for the three months ended in Mar. 2022 was $-0.9 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bottomline Technologies's Interest Coverage or its related term are showing as below:


EPAY's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 29.35
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bottomline Technologies Interest Coverage Historical Data

The historical data trend for Bottomline Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Bottomline Technologies Interest Coverage Chart

Bottomline Technologies Annual Data
Trend Jun12 Jun13 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.46 0.81 - -

Bottomline Technologies Quarterly Data
Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Bottomline Technologies's Interest Coverage

For the Software - Infrastructure subindustry, Bottomline Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bottomline Technologies's Interest Coverage Distribution in the Software Industry

For the Software industry and Technology sector, Bottomline Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bottomline Technologies's Interest Coverage falls into.



Bottomline Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bottomline Technologies's Interest Coverage for the fiscal year that ended in Jun. 2021 is calculated as

Here, for the fiscal year that ended in Jun. 2021, Bottomline Technologies's Interest Expense was $-4.6 Mil. Its Operating Income was $-7.5 Mil. And its Long-Term Debt & Capital Lease Obligation was $156.6 Mil.

Bottomline Technologies did not have earnings to cover the interest expense.

Bottomline Technologies's Interest Coverage for the quarter that ended in Mar. 2022 is calculated as

Here, for the three months ended in Mar. 2022, Bottomline Technologies's Interest Expense was $-0.9 Mil. Its Operating Income was $-9.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $156.9 Mil.

Bottomline Technologies did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Bottomline Technologies  (NAS:EPAY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bottomline Technologies Interest Coverage Related Terms

Thank you for viewing the detailed overview of Bottomline Technologies's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Bottomline Technologies (Bottomline Technologies) Business Description

Traded in Other Exchanges
N/A
Address
325 Corporate Drive, Portsmouth, NH, USA, 03801-6808
Bottomline Technologies Inc provides financial oriented solutions. It is a trusted and easy-to-use set of cloud-based digital banking, fraud prevention, payment, financial document, and healthcare solutions. Bottomline consists of four operating segments: Cloud Solutions segment provides customers predominately with SaaS technology offerings that facilitate electronic payment, electronic invoicing and spend management; Digital Banking segment provides solutions that are specifically designed for banking and financial institution customers; Payments and Transactional Documents segment is a supplier of software products that provide a range of financial business process management solutions; and Other segment consists of healthcare and cyber fraud and risk management operating segments.
Executives
Larry A Klane director 88 WEST PLUMERIA DRIVE, SAN JOSE CA 95134
Ken D'amato director 320 NORWOOD PARK SOUTH NORWOOD MA 02062
Adam Bruce Bowden director, officer: Chief Financial Officer C/O BOTTOMLINE TECHNOLOGIES 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Michael J Curran director BOTTOMLINE TECHNOLOGIES 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Paul H Hough director 325 CORPORATE DRIVE PORTSMOUTH NH 03885
Robinson Benjamin E Iii director 325 CORPORATE DRIVE, PORTSMOUTH NH 03885
Jennifer M Gray director BOTTOMLINE TECHNOLOGIES 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Joseph L Mullen director C/O BOTTOMLINE TECHNOLOGIES INC 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Jeffrey C Leathe director
Nigel K Savory officer: Managing Director Europe 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Norman J Deluca officer: MD of Banking Solutions BOTTOMLINE TECHNOLOGIES INC /DE/ 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Robert A Eberle director, officer: President & CEO C/O BOTTOMLINE TECHNOLOGIES 325 CORPORATE DRIVE PORTSMOUTH NH 03801
Peter Gibson director 325 CORPORATE DRIVE PORTSMOUTH NH 03885
Craig S Saks officer: President 6060 COVENTRY DRIVE, ELKHORN NE 68022
Clearfield Capital Management Lp other: SEE REMARKS 430 PARK AVENUE, 11TH FLOOR NEW YORK NY 10022