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Southwest Georgia Financial (Southwest Georgia Financial) Intrinsic Value: Projected FCF : $0.00 (As of May. 11, 2024)


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What is Southwest Georgia Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-11), Southwest Georgia Financial's Intrinsic Value: Projected FCF is $0.00. The stock price of Southwest Georgia Financial is $18.95. Therefore, Southwest Georgia Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Southwest Georgia Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

SGB's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.45
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Southwest Georgia Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for Southwest Georgia Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southwest Georgia Financial Intrinsic Value: Projected FCF Chart

Southwest Georgia Financial Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.08 23.11 24.55 26.12 31.28

Southwest Georgia Financial Quarterly Data
Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.12 27.18 28.35 29.22 31.28

Competitive Comparison of Southwest Georgia Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Southwest Georgia Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southwest Georgia Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southwest Georgia Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Southwest Georgia Financial's Price-to-Projected-FCF falls into.



Southwest Georgia Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Southwest Georgia Financial's Free Cash Flow(6 year avg) = $3.81.

Southwest Georgia Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec19)*0.8)/Shares Outstanding (Diluted Average)
=(11.145567245439*3.81104+50.491*0.8)/2.545
=32.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southwest Georgia Financial  (AMEX:SGB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Southwest Georgia Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=18.95/32.561494143442
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southwest Georgia Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Southwest Georgia Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Southwest Georgia Financial (Southwest Georgia Financial) Business Description

Traded in Other Exchanges
N/A
Address
201 First Street South East, Moultrie, GA, USA, 31768
Southwest Georgia Financial Corp is a bank holding company of Southwest Georgia Bank. Its core business is providing banking services to individuals and businesses. The bank offers customary banking services, such as consumer and commercial checking accounts, Negotiable Order of Withdrawal accounts, savings accounts, certificates of deposit, lines of credit, VISA business accounts, money transfers and mortgage banking services. It is also active in the investment domain, through the provision of securities available for sale and securities held to maturity.