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Berkshire Bancorp (Berkshire Bancorp) Intrinsic Value: Projected FCF : $12.97 (As of May. 05, 2024)


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What is Berkshire Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-05), Berkshire Bancorp's Intrinsic Value: Projected FCF is $12.97. The stock price of Berkshire Bancorp is $12.44. Therefore, Berkshire Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 1.0.

The historical rank and industry rank for Berkshire Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

BERK' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.25   Med: 0.74   Max: 195
Current: 0.96

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Berkshire Bancorp was 195.00. The lowest was 0.25. And the median was 0.74.

BERK's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.44 vs BERK: 0.96

Berkshire Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Berkshire Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Berkshire Bancorp Intrinsic Value: Projected FCF Chart

Berkshire Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.75 14.24 15.66 13.24 12.97

Berkshire Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.75 14.24 15.66 13.24 12.97

Competitive Comparison of Berkshire Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Berkshire Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Berkshire Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Berkshire Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Berkshire Bancorp's Price-to-Projected-FCF falls into.



Berkshire Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Berkshire Bancorp's Free Cash Flow(6 year avg) = $27.20.

Berkshire Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec21)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*27.20416+169.371*0.8)/14.416
=27.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Berkshire Bancorp  (OTCPK:BERK) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Berkshire Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=12.44/27.364731414601
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Berkshire Bancorp Intrinsic Value: Projected FCF Related Terms

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Berkshire Bancorp (Berkshire Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
160 Broadway, First Floor, New York, NY, USA, 10038
Berkshire Bancorp Inc is a bank holding firm based in the United States. The company principally engages in the ownership and management of its indirect wholly-owned subsidiary which is a state chartered commercial bank. It has been providing services to high net worth individuals, small and mid-sized commercial businesses primarily in the New York City metropolitan area. Its branches are located in New York and in New Jersey. It's loan products offering includes commercial and industrial and finance leases; residential loans, and commercial real estate and construction loans, and consumer loans.
Executives
Moses Marx director, 10 percent owner 160 BROADWAY, NEW YORK NY 10038
George Karfunkel director 6201 15TH AVE, BROOKLYN NY 33428
Philippe D Katz director 160 BROADWAY, NEW YORK NY 10038
Joseph Fink director, officer: Pres, CEO, Treasurer, CFO C/O BERKSHIRE BANCORP., INC., 160 BROADWAY, NEW YORK NY 10038
Cohen William L /ny director 1333 BROADWAY 5TH FLOOR, NEW YORK NY 10018
Steven Rosenberg director, officer: President, CEO, CFO 57 FAIRVIEW AVE, PORT WASHINGTON NY 11050
Martin A Fischer director 254 EAST 68TH STREET, APT. 28A, NEW YORK NY 10065
David W Lukens other: EVP & CFO of Subsidiary 600 MADISON AVE, NEW YORK NY 10022
Moses Krausz other: President & CEO of subsidary

Berkshire Bancorp (Berkshire Bancorp) Headlines