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FNB Bancorp (FNB Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of Apr. 26, 2024)


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What is FNB Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), FNB Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of FNB Bancorp is $37.82. Therefore, FNB Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for FNB Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

FNBG's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.435
* Ranked among companies with meaningful Price-to-Projected-FCF only.

FNB Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for FNB Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FNB Bancorp Intrinsic Value: Projected FCF Chart

FNB Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.86 22.82 24.11 26.01 27.80

FNB Bancorp Quarterly Data
Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.20 27.41 28.10 27.80 29.06

Competitive Comparison of FNB Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, FNB Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FNB Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, FNB Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where FNB Bancorp's Price-to-Projected-FCF falls into.



FNB Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get FNB Bancorp's Free Cash Flow(6 year avg) = $12.84.

FNB Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar18)*0.8)/Shares Outstanding (Diluted Average)
=(10.056836766857*12.83616+120.458*0.8)/7.685
=29.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FNB Bancorp  (NAS:FNBG) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

FNB Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=37.82/29.337354044665
=1.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FNB Bancorp Intrinsic Value: Projected FCF Related Terms

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FNB Bancorp (FNB Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
FNB Bancorp is a bank holding company based in the United States. The company along with its wholly owned subsidiary, First National Bank of Northern California provides traditional banking services. It operates from several offices across various cities such as Daly City, South San Francisco, Half Moon Bay, and Sunnyvale. Its primary business is servicing the business and commercial banking needs of individuals and small to mid-sized businesses within San Mateo, San Francisco, and Santa Clara Counties.
Executives
Thomas C Mcgraw director, 10 percent owner, officer: CEO C/O FNB BANCORP, 975 EL CAMINO REAL, SOUTH SAN FRANCISCO CA 94080
Thomas G Atwood director, 10 percent owner

FNB Bancorp (FNB Bancorp) Headlines

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