GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Mid-Southern Bancorp Inc (OTCPK:MSVB) » Definitions » Intrinsic Value: Projected FCF

Mid-Southern Bancorp (Mid-Southern Bancorp) Intrinsic Value: Projected FCF : $17.28 (As of Apr. 27, 2024)


View and export this data going back to 1998. Start your Free Trial

What is Mid-Southern Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-27), Mid-Southern Bancorp's Intrinsic Value: Projected FCF is $17.28. The stock price of Mid-Southern Bancorp is $14.20. Therefore, Mid-Southern Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.8.

The historical rank and industry rank for Mid-Southern Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

MSVB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.67   Med: 0.86   Max: 13.46
Current: 0.82

During the past 10 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Mid-Southern Bancorp was 13.46. The lowest was 0.67. And the median was 0.86.

MSVB's Price-to-Projected-FCF is ranked worse than
81.04% of 1213 companies
in the Banks industry
Industry Median: 0.44 vs MSVB: 0.82

Mid-Southern Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Mid-Southern Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mid-Southern Bancorp Intrinsic Value: Projected FCF Chart

Mid-Southern Bancorp Annual Data
Trend Sep02 Dec03 Dec04 Dec05 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.62 15.58 17.06 17.91 16.19

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.55 15.14 16.19 17.05 17.28

Competitive Comparison of Mid-Southern Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Mid-Southern Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid-Southern Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mid-Southern Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Mid-Southern Bancorp's Price-to-Projected-FCF falls into.



Mid-Southern Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Mid-Southern Bancorp's Free Cash Flow(6 year avg) = $1.92.

Mid-Southern Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun23)*0.8)/Shares Outstanding (Diluted Average)
=(10.125989035996*1.92416+34.079*0.8)/2.705
=17.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mid-Southern Bancorp  (OTCPK:MSVB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Mid-Southern Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=14.20/17.281783017931
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mid-Southern Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Mid-Southern Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Mid-Southern Bancorp (Mid-Southern Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. It also offers online and mobile banking facilities. The company derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
Executives
Eric A. Koch director 300 N. WATER STREET, SALEM IN 47167
James O. King officer: EVP and Senior Loan Officer 300 N. WATER ST., SALEM IN 47167
Robert W. Derossett officer: Chief Financial Officer 300 NORTH WATER STREET, SALEM IN 47167
Alexander G. Babey director, officer: President and CEO 300 NORTH WATER STREET, SALEM IN 47167
Charles W. Lamb director 300 NORTH WATER STREET, SALEM IN 47167
Erica B. Schmidt officer: Executive VP and CFO 300 NORTH WATER STREET, SALEM IN 47167
Trent L. Fisher director 300 NORTH WATER STREET, SALEM IN 47167
Frank M. Benson officer: Executive VP, SLO 300 NORTH WATER STREET, SALEM IN 47167
Larry R. Bailey director 300 NORTH WATER STREET, SALEM IN 47167
Brent A. Rosenbaum director 300 NORTH WATER STREET, SALEM IN 47167
Dana J. Dunbar director, other: Chairman of the Board 300 NORTH WATER STREET, SALEM IN 47167
Kermit A. Lamb director 300 NORTH WATER STREET, SALEM IN 47167
Paul G. Allemeier director 300 NORTH WATER STREET, SALEM IN 47167