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Atlantic Coast Financial (Atlantic Coast Financial) Intrinsic Value: Projected FCF : $0.00 (As of May. 13, 2024)


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What is Atlantic Coast Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-13), Atlantic Coast Financial's Intrinsic Value: Projected FCF is $0.00. The stock price of Atlantic Coast Financial is $10.89. Therefore, Atlantic Coast Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Atlantic Coast Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

ACFC's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.45
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Atlantic Coast Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for Atlantic Coast Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlantic Coast Financial Intrinsic Value: Projected FCF Chart

Atlantic Coast Financial Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.47 2.21 2.92 7.52 7.44

Atlantic Coast Financial Quarterly Data
Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.84 9.12 10.68 7.44 7.36

Competitive Comparison of Atlantic Coast Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Atlantic Coast Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Coast Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Atlantic Coast Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Atlantic Coast Financial's Price-to-Projected-FCF falls into.



Atlantic Coast Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Atlantic Coast Financial's Free Cash Flow(6 year avg) = $4.18.

Atlantic Coast Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar18)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*4.17824+91.785*0.8)/15.449
=7.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Atlantic Coast Financial  (NAS:ACFC) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Atlantic Coast Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=10.89/7.3277437926289
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Atlantic Coast Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Atlantic Coast Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlantic Coast Financial (Atlantic Coast Financial) Business Description

Traded in Other Exchanges
N/A
Address
Atlantic Coast Financial Corp is the community bank in Northeast Florida and Southeast Georgia. It focuses on attracting deposits and investing those funds primarily in loans, including commercial real estate loans, consumer loans, first mortgages on owner-occupied, one- to four-family residences and home equity loans. Additionally, the Bank invests funds in multi-family residential loans, commercial business loans, and commercial and residential construction loans. It also invests funds in investment securities, primarily those issued by U.S. government-sponsored agencies or entities, including Fannie Mae, Freddie Mac, and Ginnie Mae. Revenues are derived principally from interest on loans and other interest-earning assets, such as investment securities.
Executives
Bhanu Choudhrie director 4655 SALISBURY ROAD, SUITE 110, JACKSONVILLE FL 32256
Jay S Sidhu director 4655 SALISBURY ROAD, SUITE 110, JACKSONVILLE FL 32256
James D Hogan director 4655 SALISBURY ROAD, SUITE 110, JACKSONVILLE FL 32256
John J Dolan director 201 KING OF PRUSSIA ROAD, SUITE 350, WAYNE PA 19087
Wagers Thomas B Sr officer: COO of Subsidiary 6444 SUMMIT STREET, KANSAS CITY MO 64113

Atlantic Coast Financial (Atlantic Coast Financial) Headlines