GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Beneficial Bancorp Inc (NAS:BNCL) » Definitions » Intrinsic Value: Projected FCF

Beneficial Bancorp (Beneficial Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of May. 07, 2024)


View and export this data going back to 2007. Start your Free Trial

What is Beneficial Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-07), Beneficial Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of Beneficial Bancorp is $16.12. Therefore, Beneficial Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Beneficial Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

BNCL's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.44
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Beneficial Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Beneficial Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Beneficial Bancorp Intrinsic Value: Projected FCF Chart

Beneficial Bancorp Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.82 17.31 18.84 19.06 22.20

Beneficial Bancorp Quarterly Data
Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.06 19.44 20.58 21.13 22.20

Competitive Comparison of Beneficial Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Beneficial Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beneficial Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Beneficial Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Beneficial Bancorp's Price-to-Projected-FCF falls into.



Beneficial Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Beneficial Bancorp's Free Cash Flow(6 year avg) = $61.70.

Beneficial Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec18)*0.8)/Shares Outstanding (Diluted Average)
=(14.460794041474*61.69552+1049.992*0.8)/71.650
=24.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Beneficial Bancorp  (NAS:BNCL) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Beneficial Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=16.12/24.17529390093
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Beneficial Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Beneficial Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Beneficial Bancorp (Beneficial Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Beneficial Bancorp Inc offers consumer and commercial banking services to individuals, businesses and nonprofit organizations throughout the Philadelphia and Southern New Jersey area. The services provided by the company include cash management, savings, loans, packages, and lending.
Executives
Michael J Donahue director
Elizabeth H Gemmill director
Karen Dougherty Buchholz director 510 WALNUT STREET, 19TH FLOOR, PHILADELPHIA PA 19106
Gerard P Cuddy director, officer: President & CEO 510 WALNUT STREET, PHILADELPHIA PA 19106
Frank Farnesi director 6 WOODFORD LANE, MALVERN PA 19355
Edward G Boehne director 313 DEVON STATE ST, DEVON PA 19333
Donald Gayhardt director DOLLAR FINANCIAL CORP., 1436 LANCASTER AVE., BERWYN PA 19312