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Cape Bancorp (Cape Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of Apr. 26, 2024)


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What is Cape Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), Cape Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of Cape Bancorp is $14.59. Therefore, Cape Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Cape Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

CBNJ's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.435
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Cape Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Cape Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cape Bancorp Intrinsic Value: Projected FCF Chart

Cape Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.20 18.10 20.52 22.38 23.04

Cape Bancorp Quarterly Data
Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.38 22.93 20.51 20.31 23.04

Competitive Comparison of Cape Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Cape Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cape Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cape Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Cape Bancorp's Price-to-Projected-FCF falls into.



Cape Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Cape Bancorp's Free Cash Flow(6 year avg) = $15.22.

Cape Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec15)*0.8)/Shares Outstanding (Diluted Average)
=(10.696602726433*15.21584+168.381*0.8)/12.718
=23.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cape Bancorp  (NAS:CBNJ) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Cape Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=14.59/23.389101716383
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cape Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Cape Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Cape Bancorp (Cape Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Cape Bancorp Inc., is a Maryland corporation that was incorporated on September 14, 2007. It is a bank holding company of Cape Bank. The Bank provides a complete line of business and personal banking products throughout its branch network located throughout Atlantic and Cape May counties in southern New Jersey. It is a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses. It attracts deposits from the general public and uses those funds to originate a variety of loans, including commercial mortgages, commercial business loans, residential mortgage loans, home equity loans and lines of credit and construction loans. Its retail and business banking deposit products include savings accounts, checking accounts, money market accounts, and certificates of deposit with terms ranging from 30 days to 60 months. The Company also maintains an investment portfolio. It offers a variety of loans, including commercial mortgages, commercial loans, residential mortgage loans, home equity loans and lines of credit, and construction loans. The Bank offers commercial mortgage loans secured by real estate mainly with interest rates that adjust every three to five years. It offers two types of residential mortgage loans: fixed-rate loans and adjustable-rate loans. It offers fixed rate mortgage loans with terms of up to 30 years. It offers commercial business loans to professionals, sole proprietorships and small businesses in its market area. It offers interim construction financing secured by residential property for the purpose of constructing one- to four-family homes. It offers consumer loans secured by certificates of deposit held at Cape Bank, the pricing of which is based upon the rate of the certificate of deposit. The Company faces competition for investors' funds from money market funds, mutual funds and other corporate and government securities.
Executives
Thomas K Ritter director 120 CAMBRIDGE AVENUE, LINWOOD NJ 08221
James F. Deutsch director C/O STERLING NATIONAL BANK, 400 RELLA BOULEVARD, MONTEBELLO NY 10901
Michael D Devlin director, officer: President and CEO 834 CENTRAL AVENUE, P.O. BOX 189, HAMMONTON NJ 08037
James J Lynch director PATRIOT FINANCIAL PARTNERS, LP, 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104

Cape Bancorp (Cape Bancorp) Headlines

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