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Community Bankers Trust (Community Bankers Trust) Intrinsic Value: Projected FCF : $15.38 (As of Apr. 26, 2024)


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What is Community Bankers Trust Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), Community Bankers Trust's Intrinsic Value: Projected FCF is $15.38. The stock price of Community Bankers Trust is $11.30. Therefore, Community Bankers Trust's Price-to-Intrinsic-Value-Projected-FCF of today is 0.7.

The historical rank and industry rank for Community Bankers Trust's Intrinsic Value: Projected FCF or its related term are showing as below:

ESXB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.16   Med: 0.4   Max: 0.77
Current: 0.73

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Community Bankers Trust was 0.77. The lowest was 0.16. And the median was 0.40.

ESXB's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.435 vs ESXB: 0.73

Community Bankers Trust Intrinsic Value: Projected FCF Historical Data

The historical data trend for Community Bankers Trust's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bankers Trust Intrinsic Value: Projected FCF Chart

Community Bankers Trust Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.36 12.17 12.05 12.22 13.66

Community Bankers Trust Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.97 13.66 14.23 14.79 15.38

Competitive Comparison of Community Bankers Trust's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Community Bankers Trust's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bankers Trust's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bankers Trust's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Community Bankers Trust's Price-to-Projected-FCF falls into.



Community Bankers Trust Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Community Bankers Trust's Free Cash Flow(6 year avg) = $17.89.

Community Bankers Trust's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep21)*0.8)/Shares Outstanding (Diluted Average)
=(11.534066072614*17.89136+184.337*0.8)/23.002
=15.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Bankers Trust  (NAS:ESXB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Community Bankers Trust's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=11.30/15.382563619204
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Bankers Trust Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Community Bankers Trust's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bankers Trust (Community Bankers Trust) Business Description

Traded in Other Exchanges
N/A
Address
9954 Mayland Drive, Suite 2100, Richmond, VA, USA, 23233
Community Bankers Trust Corp is single-bank holding company for Essex Bank. The bank is engaged in a general commercial banking business and provides a range of financial services to individuals and small businesses, including individual and commercial demand and time deposit accounts, commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services and safe deposit box facilities. It operates in over three business lines namely retail and small business banking, commercial and industrial banking and real estate lending. Geographically, all the business activities are operated in the United States.
Executives
William E. Hardy director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gerald F. Barber director 9954 MAYLAND DRIVE, SUITE 2100 DEEP RUN III RICHMOND VA 23233
Robin Traywick Williams director 101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Smith Rex L. Iii director, officer: President and CEO 4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Bruce E Thomas officer: EVP and CFO
John C Watkins director 101 DRY BRIDGE ROAD MIDLOTHIAN VA 23113
Saunders William E Jr officer: EVP and CRO, Essex Bank 323 PRINCE STREET, PO BOX 965 TAPPAHANNOCK VA 22560
Oliver L. Way director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Fain Hugh M Iii director 9954 MAYLAND DRIVE SUITE 2100 RICHMOND VA 23233
Gail L Letts director 9954 MAYLOAND DRIVE SUITE 2100 RICHMOND VA 23233
Putnam Eugene S Jr director C/O AEGIS MORTGAGE CORPORATION, 3250 BRIARPARK, SUITE 400, HOUSTON TX 77042
Rawls Iii S. Waite director 4235 INNSLAKE DR, SUITE 200 GLEN ALLEN VA 23060
Richard F Bozard director
Oakey John M. Iii officer: EVP, General Counsel and Sec. 4235 INNSLAKE DRIVE, SUITE 200 GLEN ALLEN VA 23060
Jeffery Richard Cantrell officer: EVP and COO, Essex Bank 4235 INNSLAKE DR SUITE 200 GLEN ALLEN VA 23060

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