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United Community Bancorp (United Community Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of May. 13, 2024)


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What is United Community Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-13), United Community Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of United Community Bancorp is $27.85. Therefore, United Community Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for United Community Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

UCBA's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.45
* Ranked among companies with meaningful Price-to-Projected-FCF only.

United Community Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for United Community Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Community Bancorp Intrinsic Value: Projected FCF Chart

United Community Bancorp Annual Data
Trend Jun09 Jun10 Jun11 Jun12 Jun13 Jun14 Jun15 Jun16 Jun17 Jun18
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.77 26.25 28.48 27.41 -

United Community Bancorp Quarterly Data
Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.41 28.19 28.51 27.81 -

Competitive Comparison of United Community Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, United Community Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Community Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Community Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where United Community Bancorp's Price-to-Projected-FCF falls into.



United Community Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get United Community Bancorp's Free Cash Flow(6 year avg) = $5.48.

United Community Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun18)*0.8)/Shares Outstanding (Diluted Average)
=(11.534066072614*5.48256+71.636*0.8)/4.181
=28.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Community Bancorp  (NAS:UCBA) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

United Community Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=27.85/28.831621451106
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Community Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of United Community Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


United Community Bancorp (United Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
United Community Bancorp is a bank holding company for United Community Bank and successor corporation to old United Community Bancorp. Bancorp through its bank holding operates as a community-oriented financial institution offering banking services and products to consumers and businesses. Bank offers personal and business banking solutions including, savings, e-Banking, mobile banking, agriculture lending, business loans and cash management. Bank also offers traditional savings and loan product, and attracts deposits from the general public and local municipalities and uses those funds to originate one- to four-family real estate, multi-family real estate and nonresidential real estate, construction, commercial and consumer loans.
Executives
William F Ritzmann director, officer: President and CEO 19813 LAKEVIEW DRIVE, LAWRENCEBURG IN 47025
W Michael Mclaughlin officer: Senior V.P. 18543 RUNNING DEER LANE, LAWRENCEBURG IN 47025
Elmer G Mclaughlin director, officer: Exec. V.P. & COO 18817 PERSIMMON WOODS COURT, LAWRENCEBURG IN 47025