GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » City Bank (OTCPK:CTBK) » Definitions » Liabilities-to-Assets

City Bank (City Bank) Liabilities-to-Assets : 0.91 (As of Jun. 2009)


View and export this data going back to 2010. Start your Free Trial

What is City Bank Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. City Bank's Total Liabilities for the quarter that ended in Jun. 2009 was $1,179.52 Mil. City Bank's Total Assets for the quarter that ended in Jun. 2009 was $1,289.82 Mil. Therefore, City Bank's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2009 was 0.91.


City Bank Liabilities-to-Assets Historical Data

The historical data trend for City Bank's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

City Bank Liabilities-to-Assets Chart

City Bank Annual Data
Trend Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.79 0.82 0.83 0.89

City Bank Quarterly Data
Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.84 0.89 0.90 0.91

Competitive Comparison of City Bank's Liabilities-to-Assets

For the Banks - Regional subindustry, City Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Bank's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, City Bank's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where City Bank's Liabilities-to-Assets falls into.



City Bank Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

City Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2008 is calculated as:

Liabilities-to-Assets (A: Dec. 2008 )=Total Liabilities/Total Assets
=1184.384/1325.541
=0.89

City Bank's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2009 is calculated as

Liabilities-to-Assets (Q: Jun. 2009 )=Total Liabilities/Total Assets
=1179.515/1289.818
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


City Bank  (OTCPK:CTBK) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


City Bank Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of City Bank's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


City Bank (City Bank) Business Description

Traded in Other Exchanges
N/A
Address
5219 City Bank Parkway, Lubbock, TX, USA, 79407
City Bank is engaged in general commercial and retail banking, with an emphasis on small and medium-sized businesses, construction lending for single-family residences and home mortgage lending.

City Bank (City Bank) Headlines

No Headlines