GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » FS Bancorp Inc (NAS:FSBW) » Definitions » Liabilities-to-Assets

FS Bancorp (FS Bancorp) Liabilities-to-Assets : 0.91 (As of Mar. 2024)


View and export this data going back to 2012. Start your Free Trial

What is FS Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. FS Bancorp's Total Liabilities for the quarter that ended in Mar. 2024 was $2,691.8 Mil. FS Bancorp's Total Assets for the quarter that ended in Mar. 2024 was $2,969.7 Mil. Therefore, FS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.91.


FS Bancorp Liabilities-to-Assets Historical Data

The historical data trend for FS Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FS Bancorp Liabilities-to-Assets Chart

FS Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 0.89 0.89 0.91 0.91

FS Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.91 0.91 0.91 0.91

Competitive Comparison of FS Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, FS Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FS Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, FS Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where FS Bancorp's Liabilities-to-Assets falls into.



FS Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

FS Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=2708.181/2972.669
=0.91

FS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=2691.773/2969.705
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FS Bancorp  (NAS:FSBW) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


FS Bancorp Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of FS Bancorp's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


FS Bancorp (FS Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
6920 220th Street South West, Mountlake Terrace, WA, USA, 98043
FS Bancorp Inc is the holding company of 1st Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. It has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking, and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.
Executives
Robert B Fuller officer: Chief Credit Officer 111 NORTH WALL STREET, SPOKANE WA 99201
Stephanie Nicklaus officer: Chief Credit Officer 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Pamela Marie Andrews director 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Fs Bancorp, Inc. officer: Chief Credit Officer 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Ben Crowl officer: Chief Lending Officer 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Shana Allen officer: EVP, Chief Information Officer 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Joseph P. Zavaglia director C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Mark Tueffers director, other: Director of the Bank 6920 220TH STREET, SUITE 300, MOUNT LAKE TERRACE WA 98043
Margaret R. Piesik director C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Dennis V O'leary officer: Chief Lending Officer 6920 220TH STREET, SW, MOUNT LAKE TERRACE WA 98043
Donn C Costa officer: Executive VP Home Lending 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Joseph C. Adams director, officer: Chief Executive Officer C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Lisa Cleary officer: Chief Operating Officer 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Marina Cofer-wildsmith director C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Erin Burr officer: CRO, CRA Officer, EVP 6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043