SFSB (SFBI) LT-Debt-to-Total-Asset : 0.14 (As of Mar. 2009)

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What is SFSB LT-Debt-to-Total-Asset?

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. SFSB's long-term debt to total assests ratio for the quarter that ended in Mar. 2009 was 0.14.

SFSB's long-term debt to total assets ratio declined from Mar. 2008 (0.19) to Mar. 2009 (0.14). It may suggest that SFSB is progressively becoming less dependent on debt to grow their business.

SFSB LT-Debt-to-Total-Asset Historical Data

The historical data trend for SFSB's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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SFSB LT-Debt-to-Total-Asset Chart

SFSB Annual Data

Trend

Dec04

Dec05

Dec06

Dec07

Dec08

LT-Debt-to-Total-Asset

0.04

0.21

0.22

0.20

0.14

SFSB Quarterly Data
	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Jun08	Sep08	Dec08	Mar09
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial												0.19	0.18	0.17	0.14	0.14

SFSB LT-Debt-to-Total-Asset Calculation

SFSB's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2008 is calculated as

LT Debt to Total Assets (A: Dec. 2008 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2008 )	/	Total Assets (A: Dec. 2008 )
	=	25	/	178.882
	=	0.14

SFSB's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2009 is calculated as

LT Debt to Total Assets (Q: Mar. 2009 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2009 )	/	Total Assets (Q: Mar. 2009 )
	=	25	/	183.847
	=	0.14

SFSB (OTCPK:SFBI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

SFSB LT-Debt-to-Total-Asset Related Terms

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SFSB (SFBI) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SFSB Inc (OTCPK:SFBI) » Definitions » LT-Debt-to-Total-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

1614 Churchville Road, Bel Air, MD, USA, 21015

Website

http://www.slavie.com

SFSB Inc is a holding company engaged in the business of attracting deposits and investing those funds, together with funds generated from operations and borrowings in residential real estate & commercial mortgage loans.

SFSB (SFBI) Headlines

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