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Union Bankshares (Union Bankshares) Peter Lynch Fair Value : N/A (As of Apr. 28, 2024)


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What is Union Bankshares Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.


The historical rank and industry rank for Union Bankshares's Peter Lynch Fair Value or its related term are showing as below:


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Union Bankshares was 5.16. The lowest was 1.09. And the median was 2.43.


UNB's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 0.87
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Union Bankshares Peter Lynch Fair Value Historical Data

The historical data trend for Union Bankshares's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bankshares Peter Lynch Fair Value Chart

Union Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.92 23.37 27.31 - -

Union Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Union Bankshares's Peter Lynch Fair Value

For the Banks - Regional subindustry, Union Bankshares's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bankshares's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bankshares's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Union Bankshares's Price-to-Peter-Lynch-Fair-Value falls into.



Union Bankshares Peter Lynch Fair Value Calculation

Union Bankshares's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* N/A *2.48
=N/A

Union Bankshares's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $2.48.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Union Bankshares  (NAS:UNB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 0 instead of 15 in this case.

Union Bankshares's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=28.11/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Union Bankshares Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Union Bankshares's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Union Bankshares (Union Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The company provides retail banking services to individuals and commercial banking services to small and medium-sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts within its market area. In addition, it also offers fiduciary and asset management services through its Asset Management Group. Geographically, all the business activity is functioned through the US.
Executives
Patricia N Hogan other: Officer of Union Bank 11 OLD ROUTE 15, CAMBRIDGE VT 05444
Dawn D Bugbee director 313 WEST SHORE ROAD, SOUTH HERO VT 05486
David Scott Silverman director, officer: President & CEO 153 LAZY LANE, MORRISVILLE VT 05661
Mary K Parent director 144 PLEASANT STREET, SAINT JOHNSBURY VT 05819
Nancy C Putnam director 413 JEFF HEIGHTS ROAD, JEFFERSONVILLE VT 05464
Van Dyke Cornelius John director P.O. BOX 1090, STOWE VT 05672-1090
Vincent W Schoenig other: Officer of Union Bank 75 FENIMORE STREET 2, MORRISVILLE VT 05661
Janet P Spitler other: Director of Union Bank 275 KENNEDY DRIVE, SOUTH BURLINGTON VT 05403
Gregory D Sargent director 15 CEDAR HILL DRIVE, ST. ALBANS VT 05478
Stephen H Kendall other: Officer of Union Bank 254 BIRCH ROAD, SHELBURNE VT 05482
Jonathan Jay Gould other: Officer of Union Bank 18 HUNT ROAD, BRISTOL NH 03222
Robert D Hofmann other: Officer of Union Bank 223 SNOW HILL ROAD, WATERBURY CENTER VT 05677
Carrie R Locklin other: Officer of Union Bank 388 WEST HILL ROAD, ST. JOHNSBURY VT 05819
Lura L Jacques other: Officer of Union Bank 1360 PIDGEON HILL ROAD, FRANKLIN VT 05457
Joel S Bourassa director PO BOX 568, NORTH WOODSTOCK NH 032620568

Union Bankshares (Union Bankshares) Headlines