Westamerica Bancorp (Westamerica Bancorp) Margin of Safety % (DCF Dividends Based) : 22.85% (As of Apr. 27, 2024)

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What is Westamerica Bancorp Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2024-04-27), Westamerica Bancorp's Predictability Rank is 1.5-Stars. Westamerica Bancorp's intrinsic value calculated from the Discounted Dividend model is $86.43 and current share price is $47.44. Consequently,

Westamerica Bancorp's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 22.85%.

Competitive Comparison of Westamerica Bancorp's Margin of Safety % (DCF Dividends Based)

For the Banks - Regional subindustry, Westamerica Bancorp's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Westamerica Bancorp's Margin of Safety % (DCF Dividends Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Westamerica Bancorp's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Westamerica Bancorp's Margin of Safety % (DCF Dividends Based) falls into.

Westamerica Bancorp Margin of Safety % (DCF Dividends Based) Calculation

Westamerica Bancorp's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)	=	(Intrinsic Value: DCF (Dividends Based)	-	Current Price)	/	Intrinsic Value: DCF (Dividends Based)
	=	(61.49	-	47.44)	/	61.49
	=	22.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Westamerica Bancorp Margin of Safety % (DCF Dividends Based) Related Terms

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Westamerica Bancorp (Westamerica Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Westamerica Bancorp (NAS:WABC) » Definitions » Margin of Safety % (DCF Dividends Based)

Comparable Companies

Traded in Other Exchanges

WB1:Germany

Address

1108 Fifth Avenue, San Rafael, CA, USA, 94901

Website

https://www.westamerica.com

Westamerica Bancorp is based in San Rafael, California. Westamerica Bancorporation runs a regional community bank and has approximately $7.5 billion in assets. The bank's net revenue is generated by net interest income. Deposit service charges make up the noninterest income sources. The bank focuses mostly on commercial clients, such as smaller businesses. Its footprint encompasses central and northern California, extending north of San Francisco to Mendocino and Lake counties, south to Kern County in central California, and all the way east to Nevada County.

Executives

Alisa Jane Belew	director	4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
Curtis Belton	officer: Vice President/General Auditor	4550 MANGELS BLVD, A-2Y, FAIRFIELD CA 94585-1200
Melanie Martella Chiesa	director	4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
Michele R. Hassid	director	4550 MANGELS BLVD A 2M, FAIRFIELD CA 94534
Inez Wondeh	director	4550 MANGELS BLVD A-2M, FAIRFIELD CA 94534
George S Ensinger	officer: SVP/Human Resources Div. Mgr	4550 MANGELS BLVD, A-1R, FAIRFIELD CA 94585-1200
Mac Millan Catherine C	director
Edward B Sylvester	director
Jesse Leavitt	officer: CFO	4550 MANGELS BLVD A-2B, FAIRIFELD CA 94534
John A Thorson	officer: SVP & Treasurer
Brian J Donohoe	officer: Operations and Systems Mgr	4550 MANGELS BLVD, B-2A, FAIRFIELD CA 94585-1200
Russell W Rizzardi	officer: SVP/Chief Credit Administrator	4550 MANGELS BLVD., FAIRFIELD CA 94534
Dennis R Hansen	officer: SVP & Controller
James J Schneck	officer: General Auditor
David L Robinson	officer: VP/Banking Division Manager	4550 MANGELS BLVD, FAIRFIELD CA 94534