This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Howard Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $4.635. Howard Bancorp's 10-Year median PS Ratio is 2.2654. Therefore, the Median PS Value for today is $10.50.
As of today (2024-04-26), Howard Bancorp's share price is $23.30. Howard Bancorp's Median PS Value is $10.50. Therefore, Howard Bancorp's Price to Median PS Value for today is 2.22.
The historical rank and industry rank for Howard Bancorp's Median PS Value or its related term are showing as below:
HBMD'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.18 Med: 1.58 Max: 2.22
Current: 2.22
During the past 13 years, the highest Price to Median PS Value of Howard Bancorp was 2.22. The lowest was 1.18. And the median was 1.58.
HBMD's Price-to-Median-PS-Value is not ranked
in the Banks industry.
Industry Median: 0.85
vs HBMD: 2.22
Howard Bancorp Median PS Value Historical Data
The historical data trend for Howard Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Howard Bancorp's Median PS Value
For the Banks - Regional subindustry, Howard Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Howard Bancorp's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Howard Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Howard Bancorp's Price-to-Median-PS-Value falls into.
Howard Bancorp Median PS Value Calculation
Howard Bancorp's Median PS Value for today is calculated as
10-Year Median PS Ratio is 2.2654.
Howard Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.635.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Howard Bancorp (NAS:HBMD) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Howard Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
23.30
/
10.50
=
2.22
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Howard Bancorp Median PS Value Related Terms
Thank you for viewing the detailed overview of Howard Bancorp's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Howard Bancorp (Howard Bancorp) Business Description
Howard Bancorp Inc is a diversified financial services company. The company segmented its operating activities into one reportable segment, Community Banking. It provides commercial banking, mortgage banking, and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore Metropolitan Area. The company's primary market focus is on making loans to and gathering deposits from small and medium-sized businesses, professionals and high-net-worth individuals.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
HBMD has been successfully added to your 