This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for United Community Banks's Median PS Value or its related term are showing as below:
UCBI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.84 Med: 1.16 Max: 2.4
Current: 0.85
During the past 13 years, the highest Price to Median PS Value of United Community Banks was 2.40. The lowest was 0.84. And the median was 1.16.
UCBI's Price-to-Median-PS-Value is ranked better than 52.16% of 951
companies
in the Banks industry
Industry Median: 0.85
vs UCBI: 0.85
United Community Banks Median PS Value Historical Data
The historical data trend for United Community Banks's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of United Community Banks's Median PS Value
For the Banks - Regional subindustry, United Community Banks's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Community Banks's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, United Community Banks's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Community Banks's Price-to-Median-PS-Value falls into.
United Community Banks Median PS Value Calculation
10-Year Median PS Ratio is 4.1716.
United Community Banks's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.333.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Community Banks (NAS:UCBI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Community Banks's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
26.07
/
30.59
=
0.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Community Banks Median PS Value Related Terms
Thank you for viewing the detailed overview of United Community Banks's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
United Community Banks (United Community Banks) Business Description
United Community Banks Inc is a bank holding company that operates through its wholly-owned subsidiary, Union Community Bank. The bank has scores of offices throughout portions of Georgia, Tennessee, and the Carolinas. It has traditionally grown through the organic growth of existing offices and de novo locations, complemented by selective acquisitions. United conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a full range of retail and corporate banking services, including checking, savings, and time deposit accounts, as well as secured and unsecured loans, wire transfers, brokerage services, and other financial services. The bank's loan portfolio is well-diversified but predominantly commercial.
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