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Ameriana Bancorp (Ameriana Bancorp) Net Margin % : 3.89% (As of Sep. 2015)


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What is Ameriana Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Ameriana Bancorp's Net Income for the three months ended in Sep. 2015 was $0.20 Mil. Ameriana Bancorp's Revenue for the three months ended in Sep. 2015 was $5.19 Mil. Therefore, Ameriana Bancorp's net margin for the quarter that ended in Sep. 2015 was 3.89%.

The historical rank and industry rank for Ameriana Bancorp's Net Margin % or its related term are showing as below:


ASBI's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.41
* Ranked among companies with meaningful Net Margin % only.

Ameriana Bancorp Net Margin % Historical Data

The historical data trend for Ameriana Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ameriana Bancorp Net Margin % Chart

Ameriana Bancorp Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 5.84 9.50 11.06 11.39

Ameriana Bancorp Quarterly Data
Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.21 9.24 9.88 3.64 3.89

Competitive Comparison of Ameriana Bancorp's Net Margin %

For the Banks - Regional subindustry, Ameriana Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameriana Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ameriana Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Ameriana Bancorp's Net Margin % falls into.



Ameriana Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Ameriana Bancorp's Net Margin for the fiscal year that ended in Dec. 2014 is calculated as

Net Margin=Net Income (A: Dec. 2014 )/Revenue (A: Dec. 2014 )
=2.366/20.766
=11.39 %

Ameriana Bancorp's Net Margin for the quarter that ended in Sep. 2015 is calculated as

Net Margin=Net Income (Q: Sep. 2015 )/Revenue (Q: Sep. 2015 )
=0.202/5.191
=3.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ameriana Bancorp  (NAS:ASBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Ameriana Bancorp Net Margin % Related Terms

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Ameriana Bancorp (Ameriana Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Ameriana Bancorp is incorporated in Indiana in 1990. The bank is a holding company for Ameriana Bank, SB and an Indiana chartered savings bank. Its main business consists of attracting deposits from the general public and investing those funds mainly in mortgage loans on single-family residences, multi-family, construction loans, commercial real estate loans, and, to a lesser extent, commercial and industrial loans, small business lending, home improvement, and consumer loans. The Bank offers regular savings accounts, interest-bearing (NOW) and noninterest-bearing checking accounts, money market accounts, fixed interest rate certificates with varying maturities and negotiated rate jumbo certificates with various maturities. It also offers tax-deferred individual retirement, Keogh retirement and simplified employer plan retirement accounts. It invests in various federal and government agency obligations and other investment securities permitted by applicable laws and regulations, including mortgage-backed, municipal and equity securities. The Bank offers customers in its market area time deposits with terms from three months to seven years, interest-bearing and non-interest-bearing checking accounts, savings accounts and money market accounts. Its main source of borrowings is Federal Home Loan Bank advances. Through its subsidiaries, the Bank engages in insurance and investment and brokerage activities. The geographic markets it serves are competitive for deposits, loans and other financial services, including retail brokerage services and insurance. The Company's direct competitors include traditional banking and savings institutions, as well as other non-bank providers of financial services, such as insurance companies, brokerage firms, mortgage companies and credit unions located in the Bank's market area. The Company is subject to regulation and supervision by the Federal Reserve Bank.
Executives
Mcconnell William F Jr director C/O AMERIANA BANCORP, 2118 BUNDY AVENUE, NEW CASTLE IN 47362
Jerome J Gassen director, officer: President and CEO 11034 GUNWALE DRIVE, INDIANAPOLIS IN 46236

Ameriana Bancorp (Ameriana Bancorp) Headlines