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Salisbury Bancorp (Salisbury Bancorp) Net Margin % : 27.80% (As of Jun. 2023)


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What is Salisbury Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Salisbury Bancorp's Net Income for the three months ended in Jun. 2023 was $3.41 Mil. Salisbury Bancorp's Revenue for the three months ended in Jun. 2023 was $12.25 Mil. Therefore, Salisbury Bancorp's net margin for the quarter that ended in Jun. 2023 was 27.80%.

The historical rank and industry rank for Salisbury Bancorp's Net Margin % or its related term are showing as below:

SAL' s Net Margin % Range Over the Past 10 Years
Min: 9.72   Med: 21.67   Max: 31.88
Current: 27.13


SAL's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.33 vs SAL: 27.13

Salisbury Bancorp Net Margin % Historical Data

The historical data trend for Salisbury Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Salisbury Bancorp Net Margin % Chart

Salisbury Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.25 26.19 24.80 31.88 28.16

Salisbury Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.36 29.97 28.33 22.21 27.80

Competitive Comparison of Salisbury Bancorp's Net Margin %

For the Banks - Regional subindustry, Salisbury Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Salisbury Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Salisbury Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Salisbury Bancorp's Net Margin % falls into.



Salisbury Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Salisbury Bancorp's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=15.874/56.365
=28.16 %

Salisbury Bancorp's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=3.405/12.246
=27.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Salisbury Bancorp  (NAS:SAL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Salisbury Bancorp Net Margin % Related Terms

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Salisbury Bancorp (Salisbury Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
5 Bissell Street, Lakeville, CT, USA, 06039
Salisbury Bancorp Inc is a full-service bank. It provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services through a network of thirteen banking offices. Its product offerings include savings and money market accounts, mortgage loans, retirement plans, business loans, online and mobile banking, and direct deposits. The bank also offers a range of fiduciary services including trust and estate administration, wealth advisory, and investment management to individuals, families, businesses, and institutions.
Executives
Steven M Essex officer: EVP and Head of Trust 21 CHESTNUT HILL ROAD, WEST SIMSBURY CT 06092
Stephen J Scott officer: EVP, Chief Operating Officer 5 BISSELL STREET, LAKEVILLE CT 06039
Todd J Rubino officer: EVP, CCLO 5 BISSELL STREET, LAKEVILLE CT 06039
Paul S Hoffner director 5 BISSELL STREET, LAKEVILLE CT 06039
Carla L Balesano officer: EVP, Chief Credit Officer 5 BISSELL STREET, LAKEVILLE CT 06039
Neila B Radin director 5 BISSELL STREET, LAKEVILLE CT 06039
Grace E Schalkwyk director 5 BISSELL STREET, LAKEVILLE CT 06039
Amy D Raymond officer: EVP & Chief RBO 5 BISSELL STREET, LAKEVILLE CT 06039
Peter Albero officer: EVP & Chief Financial Officer 5 BISSELL STREET, LAKEVILLE CT 06039
George E Banta director ONE HORNBECK RIDGE, POUGHKEEPSIE NY 12603
John Matthew Davies officer: President of NY Region & CLO 38 MELISSA LANE, WASHINGTONVILLE NY 10992
Michael D Gordon director 92 CREEK ROAD, PLEASANT VALLEY NY 12569
David B Farrell director SALISBURY BANCORP, INC., 5 BISSELL STREET, LAKEVILLE CT 06039
Holly J Nelson director
Charles M Andola director 210 SOUTH STREET, HIGHLAND NY 12528