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Severn Bancorp (Severn Bancorp) Net Margin % : 16.17% (As of Jun. 2021)


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What is Severn Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Severn Bancorp's Net Income for the three months ended in Jun. 2021 was $1.72 Mil. Severn Bancorp's Revenue for the three months ended in Jun. 2021 was $10.64 Mil. Therefore, Severn Bancorp's net margin for the quarter that ended in Jun. 2021 was 16.17%.

The historical rank and industry rank for Severn Bancorp's Net Margin % or its related term are showing as below:

SVBI' s Net Margin % Range Over the Past 10 Years
Min: -85.94   Med: 13.86   Max: 53.11
Current: 21.11


SVBI's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.41 vs SVBI: 21.11

Severn Bancorp Net Margin % Historical Data

The historical data trend for Severn Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Severn Bancorp Net Margin % Chart

Severn Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.11 9.45 22.86 20.41 15.56

Severn Bancorp Quarterly Data
Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.64 16.96 20.29 29.28 16.17

Competitive Comparison of Severn Bancorp's Net Margin %

For the Banks - Regional subindustry, Severn Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Severn Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Severn Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Severn Bancorp's Net Margin % falls into.



Severn Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Severn Bancorp's Net Margin for the fiscal year that ended in Dec. 2020 is calculated as

Net Margin=Net Income (A: Dec. 2020 )/Revenue (A: Dec. 2020 )
=6.706/43.101
=15.56 %

Severn Bancorp's Net Margin for the quarter that ended in Jun. 2021 is calculated as

Net Margin=Net Income (Q: Jun. 2021 )/Revenue (Q: Jun. 2021 )
=1.72/10.635
=16.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Severn Bancorp  (NAS:SVBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Severn Bancorp Net Margin % Related Terms

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Severn Bancorp (Severn Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
200 Westgate Circle, Suite 200, Annapolis, MD, USA, 21401
Severn Bancorp Inc functions in the financial services sector. It operates as a savings and loan holding company. The company's main activities include the provision of a range of deposit and mortgage products throughout the United States. It also provides other personal and commercial banking services such as internet banking and corporate cash management services. In addition, it also offers banking services to customers who do business in the medical-use cannabis industry.
Executives
John Lamon director 62 EAST LAKE DRIVE, ANNAPOLIS MD 21403
Eric Keitz director 200 WESTGATE CIRCLE SUITE 200 ANNAPOLIS MD 21401
Konrad Wayson director 5378 SUDLEY ROAD, WEST RIVER MD 20778
Vance W. Adkins officer: Chief Financial Officer SEVERN BANCORP, INC., 200 WESTGATE CIRCLE, SUITE 200, ANNAPOLIS MD 21401
Dale Shields director 200 WESTGAGE CIRCLE SUITE 200 ANNAPOLIS MD 21401
David S. Jones director 791 SONNE DRIVE, ANNAPOLIS MD 21401
Johnson James H. Jr. director 1045 SKIDMORE DRIVE ANNAPOLIS MD 21409
Raymond S. Crosby director 1819 HIDDEN POINT ROAD ANNAPOLIS MD 21409
Alan J Hyatt director, 10 percent owner, officer: President, CEO SEVERN SAVINGS BANK FSB, 200 WESTGATE CIRCLE, SUITE 500, ANNAPOLIS MD 21401
Alan Lancaster officer: Chief Credit Officer 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Marc S Winkler officer: Interim CFO 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Erik M Chick officer: Chief Lending Officer 200 WESTGATE CIRCLE, SUITE 200 ANNAPOLIS MD 21401
Albert W Shields director 186 SOUTHWIND RD EDGEWATER MD 21037
Christopher A Chick officer: Chief Lending Officer 200 WESTGATE CIRCLE ANNAPOLIS MD 21401
Paul B. Susie officer: Chief Financial Officer FIRST MARINER BANCORP, INC., 1501 S. CLINTON STREET, BALTIMORE MD 21224