GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Provident Financial PLC (OTCPK:FPLPY) » Definitions » Net Margin %

Provident Financial (Provident Financial) Net Margin % : 1.75% (As of Dec. 2023)


View and export this data going back to 2008. Start your Free Trial

What is Provident Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Provident Financial's Net Income for the six months ended in Dec. 2023 was $5.6 Mil. Provident Financial's Revenue for the six months ended in Dec. 2023 was $318.6 Mil. Therefore, Provident Financial's net margin for the quarter that ended in Dec. 2023 was 1.75%.

The historical rank and industry rank for Provident Financial's Net Margin % or its related term are showing as below:

FPLPY' s Net Margin % Range Over the Past 10 Years
Min: -15.01   Med: 7.4   Max: 23.87
Current: -1.23


FPLPY's Net Margin % is ranked worse than
75.72% of 523 companies
in the Credit Services industry
Industry Median: 15.21 vs FPLPY: -1.23

Provident Financial Net Margin % Historical Data

The historical data trend for Provident Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Provident Financial Net Margin % Chart

Provident Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.27 -15.01 -6.71 16.10 -1.23

Provident Financial Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.31 8.95 23.25 -4.39 1.75

Competitive Comparison of Provident Financial's Net Margin %

For the Credit Services subindustry, Provident Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial's Net Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Provident Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Provident Financial's Net Margin % falls into.



Provident Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Provident Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=-7.595/618.734
=-1.23 %

Provident Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=5.57/318.608
=1.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Provident Financial  (OTCPK:FPLPY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Provident Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Provident Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Provident Financial (Provident Financial) Business Description

Traded in Other Exchanges
Address
No. 1 Godwin Street, Bradford, West Yorkshire, GBR, BD1 2SU
Vanquis Banking Group plc is a specialist bank, focused on the mid cost credit market. It offers credit cards and loans as Vanquis and Vehicle Finance as Moneybarn. All are delivered online and are built with customer flexibility in mind.

Provident Financial (Provident Financial) Headlines

From GuruFocus

Provident Financial Group: Non-Traditional Lender Growing Yearly

By Holmes Osborne, CFA Holmes Osborne, CFA 03-28-2016

David Winters Purchases 4 International Stocks in Q4

By Holly LaFon Holly LaFon 03-05-2015

Wintergreen Fund Buys 4 New International Stocks

By Sheila Dang Sheila Dang 03-05-2015