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Sunshine Financial (Sunshine Financial) Net Margin % : 9.98% (As of Sep. 2017)


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What is Sunshine Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Sunshine Financial's Net Income for the three months ended in Sep. 2017 was $0.22 Mil. Sunshine Financial's Revenue for the three months ended in Sep. 2017 was $2.16 Mil. Therefore, Sunshine Financial's net margin for the quarter that ended in Sep. 2017 was 9.98%.

The historical rank and industry rank for Sunshine Financial's Net Margin % or its related term are showing as below:


SSNF's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.33
* Ranked among companies with meaningful Net Margin % only.

Sunshine Financial Net Margin % Historical Data

The historical data trend for Sunshine Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sunshine Financial Net Margin % Chart

Sunshine Financial Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Net Margin %
Get a 7-Day Free Trial -6.51 4.70 0.52 -0.95 1.39

Sunshine Financial Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.77 7.60 5.92 4.33 9.98

Competitive Comparison of Sunshine Financial's Net Margin %

For the Banks - Regional subindustry, Sunshine Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunshine Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sunshine Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Sunshine Financial's Net Margin % falls into.



Sunshine Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Sunshine Financial's Net Margin for the fiscal year that ended in Dec. 2016 is calculated as

Net Margin=Net Income (A: Dec. 2016 )/Revenue (A: Dec. 2016 )
=0.11/7.913
=1.39 %

Sunshine Financial's Net Margin for the quarter that ended in Sep. 2017 is calculated as

Net Margin=Net Income (Q: Sep. 2017 )/Revenue (Q: Sep. 2017 )
=0.215/2.155
=9.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sunshine Financial  (OTCPK:SSNF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Sunshine Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Sunshine Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Sunshine Financial (Sunshine Financial) Business Description

Traded in Other Exchanges
N/A
Address
Sunshine Financial Inc is a holding company. The company only has the single business operation of the bank. The bank through its five banking offices provides a variety of retail community banking services to individuals and businesses primarily in Leon County, Florida. The bank's deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation. Its principal business consists of attracting retail deposits from the public and investing those funds in loans secured by first and second mortgages on one- to four-family residences (including residential construction loans), lot loans, commercial real estate loans and consumer loans.
Executives
Porcelli Corissa B. director 150 PIERCE ROAD, SUITE 600, ITASCA IL 60143

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