The historical rank and industry rank for Synchrony Financial's Net Margin % or its related term are showing as below:
SYF'
s Net Margin % Range Over the Past 10 Years
Min: 12.41 Med: 21.86 Max: 41.41
Current: 19.24
SYF's Net Margin % is ranked better than 56.6% of 523
companies
in the Credit Services industry
Industry Median: 15.07
vs SYF: 19.24
Synchrony Financial Net Margin % Historical Data
The historical data trend for Synchrony Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Synchrony Financial's Net Margin %
For the Credit Services subindustry, Synchrony Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Synchrony Financial's Net Margin % Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Synchrony Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where Synchrony Financial's Net Margin % falls into.
Synchrony Financial Net Margin % Calculation
Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.
Synchrony Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Synchrony Financial (NYSE:SYF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Synchrony Financial Net Margin % Related Terms
Thank you for viewing the detailed overview of Synchrony Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.
Synchrony Financial (Synchrony Financial) Business Description
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
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