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Codorus Valley Bancorp (Codorus Valley Bancorp) PB Ratio : 1.07 (As of May. 15, 2024)


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What is Codorus Valley Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-15), Codorus Valley Bancorp's share price is $22.35. Codorus Valley Bancorp's Book Value per Share for the quarter that ended in Mar. 2024 was $20.80. Hence, Codorus Valley Bancorp's PB Ratio of today is 1.07.

The historical rank and industry rank for Codorus Valley Bancorp's PB Ratio or its related term are showing as below:

CVLY' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 1.12   Max: 1.77
Current: 1.07

During the past 13 years, Codorus Valley Bancorp's highest PB Ratio was 1.77. The lowest was 0.59. And the median was 1.12.

CVLY's PB Ratio is ranked worse than
66.53% of 1458 companies
in the Banks industry
Industry Median: 0.855 vs CVLY: 1.07

During the past 12 months, Codorus Valley Bancorp's average Book Value Per Share Growth Rate was 7.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Codorus Valley Bancorp was 9.40% per year. The lowest was -1.90% per year. And the median was 7.15% per year.

Back to Basics: PB Ratio


Codorus Valley Bancorp PB Ratio Historical Data

The historical data trend for Codorus Valley Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Codorus Valley Bancorp PB Ratio Chart

Codorus Valley Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 0.84 1.04 1.29 1.24

Codorus Valley Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.01 0.98 1.24 1.09

Competitive Comparison of Codorus Valley Bancorp's PB Ratio

For the Banks - Regional subindustry, Codorus Valley Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Codorus Valley Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Codorus Valley Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Codorus Valley Bancorp's PB Ratio falls into.



Codorus Valley Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Codorus Valley Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=22.35/20.802
=1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Codorus Valley Bancorp  (NAS:CVLY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Codorus Valley Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Codorus Valley Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Codorus Valley Bancorp (Codorus Valley Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
105 Leader Heights Road, P.O. Box 2887, Codorus Valley Corporate Center, York, PA, USA, 17403
Codorus Valley Bancorp Inc is a United States-based bank holding company. Through its subsidiary, it offers a full range of consumer, business, wealth management, and mortgage services at financial centers located in communities throughout South Central Pennsylvania and Central Maryland. It operates in a single segment, which is community banking. The loan portfolio is segmented is two classes: commercial, which includes builder & developer, commercial real estate investor, residential real estate investor, hotel/motel, wholesale & retail, agriculture, manufacturing, and all others; and consumer, which consists of residential mortgage, home equity and all other. Substantially, all the revenue for the group is derived in the form of an interest income.
Executives
Stephen M Altland officer: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Scott V Fainor director 105 LEADER HEIGHTS RD, YORK PA 17403
John W Giambalvo other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John E Kiernan director 110 CROTON AVENUE, MOUNT KISCO NY 10549
Craig L Kauffman officer: EVP & COO 105 LEADER HEIGHTS ROAD, YORK PA 17403
Keith Michael Cenekofsky director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Brian D Brunner other: Director of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
Sarah M Brown director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kent K. Matsumoto director 105 LEADER HEIGHTS RD, YORK PA 17403
Diane E Hill officer: Vice President 105 LEADER HEIGHTS ROAD, YORK PA 17403
Matthew A Clemens officer: SVP of subsidiary, PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403
John Rodney Messick director 105 LEADER HEIGHTS ROAD, YORK PA 17403
Larry D Pickett officer: Treasurer 105 LEADER HEIGHTS ROAD, YORK PA 17403
Daniel R Stolzer officer: General Counsel C/O CODORUS VALLEY BANCORP INC, 105 LEADER HEIGHTS ROAD, YORK PA 17403
Kristen Marie Heisey other: SVP of PeoplesBank 105 LEADER HEIGHTS ROAD, YORK PA 17403